Approved For Sams Club CC!

Anonymous · ‎07-25-2008

So i go into Sam's club today to get a new membership since i was approved for a Wal-Mart card a few weeks ago an i can use that card there so i was giving the sales rep my info an he ask did i wanna apply for the Sam's CC i told him no just do my membership. I really didn't plan on applying at all cause i just was approved for the Wal-Mart card an i didn't think it would evan be approved cause i have to many new accounts & inquiries. So the guy hands me my membership card an i told him i think i'll give the CC application a try i was like what the hell lol. Then the sales rep comes with the big question would you like to apply for the Discover Sam's card or the store card i knew better with my scores so i told him just do the store card. Long story short i was approved instantly with a $425 Dollar CL.

Message Edited by mjbfan79 on 07-26-2008 09:11 AM

haulingthescoreup · ‎07-25-2008

Congrats! There you go: one more opportunity for a new clean tradeline, and one more to take care of.

Diluting bad credit with new good credit is a great way to improve your credit profile and your scores.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎07-25-2008

Keep it light and clean.

Anonymous · ‎07-26-2008

Haulingthescoreup wrote:

Congrats! There you go: one more opportunity for a new clean tradeline, and one more to take care of.

Diluting bad credit with new good credit is a great way to improve your credit profile and your scores.

I felt somewhat guilty yesterday cause i really didn't plan on going to Sam's to apply for any CC but o well i have it now an i'm gonna take good care of it. I charged like 20 Dollars on the card yesterday bought 12 pack of Orbit Gum an large bottle of Vegetable Oil lol.

Message Edited by mjbfan79 on 07-26-2008 09:09 AM

Anonymous · ‎07-26-2008

this could not be more true. when you have bad credit, you need more credit cards to dilute the baddies' impact. kind of ironic.

marty56 · ‎07-26-2008

Sams Club is a great card. I started with a 300 CL and its up to 3100 now. I never asked for a CL they just rasied it a few times. Interest rate is high but I PIF now so its a mute point.

If you get stuck, you can get $60 and it doesn't show up as a cash advance. I had to do that a time or 2 while I was in DMP and money was tight.

You can also use it in Walmart. New DVD releases on Tuesday, come to papa.

1/25/2021: FICO 850 EQ 848 TU 847 EX

Anonymous · ‎07-26-2008

Marty56 wrote:

Sams Club is a great card. I started with a 300 CL and its up to 3100 now. I never asked for a CL they just rasied it a few times. Interest rate is high but I PIF now so its a mute point.

If you get stuck, you can get $60 and it doesn't show up as a cash advance. I had to do that a time or 2 while I was in DMP and money was tight.

You can also use it in Walmart. New DVD releases on Tuesday, come to papa.

Have you ever used the Card to buy gas the Sam's in my area has a gas station.

marty56 · ‎07-26-2008

LOL I went there the other day with a full tank of gas. I paid $3.92 and Sams was $3.79 with member card. I havent done that yet. I'm thinking twice about that now.

1/25/2021: FICO 850 EQ 848 TU 847 EX

Anonymous · ‎07-26-2008

Marty56 wrote:

LOL I went there the other day with a full tank of gas. I paid $3.92 and Sams was $3.79 with member card. I havent done that yet. I'm thinking twice about that now.

Well you should take advantage of that especially since gas prices are so high.