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Last night I called the number on the back of my AmEx BCE card I got in December with a credit line of 2,500
It had been more than 60 days of activation, so I decided I should try to get a 3X CLI
I was rather nervous because my annual income for 2011 was 29,100 and I was asking for a 7,500 credit line. I also usually have low utilization on all of my cards but last month I put 1000 through my BCE because if you spent 1,000 in the first 3 months you got 100 cash back as a sign up bonus. Apparently my high utilization of 40% on the my last cut bill did not hurt my chances too much. I had already paid the 1000 bill completely off.
Anyways, I was approved!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
My Credit lines right now are:
AmEx BCE 7,500
Alliant Credit Union (visa) 2,000
Shell drive for 5 gas card 400
Total credit line of 9,900 !!!! WOW! I rather blown away, exp since my open credit lines a year ago were rather low in comparison.
As of one year ago my credit lines were
Alliant credit union (visa) 1,000
Shell drive for 5 gas card 400
Total credit line 1,400
I will be applying for Fort Knox FCU's gas card so I can get 5% cash back on gas and replace it with Shell's card that will not grow with me.
Major congrats! Your CLs have grown nicely over the last year.
Oooo, that's nice! Congrats
Congrats on the 3X CLI !! That's awesome !!
Awesome! Thanks for sharing, I'll do the same with my BCE in april!
Very nice! I am happy for you!
Congrats on the CLI! That's awesome. I'm counting the days now until I can ask for one, too.
Do we need to wait 61 days from application, activation or from first purchase?
@lokobo wrote:Do we need to wait 61 days from application, activation or from first purchase?
I think you can request at 61 days from application approval date.
I have heard that 61 days from getting approved but I waited until 61 after my first purchase.