Approved for Partners First

[Anonymous]

Called tonight after not getting 'instant approval' the other day, was told here I should expect $5k. Wrong. *$10k*!!! My BTs of $1k and $500 were approved as well, to-tally pysched. Not curious to see what Cabelas, who also approved me, same CRA pull, approves me for.

[spiritcraft1]

Very nice...  Congrats

[Anonymous]

Who is Partners First and how difficult are they to get.  Any ideas who they pull in Kentucky?  Criteria?

[wmarat]

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jamesb40517 wrote:

Who is Partners First and how difficult are they to get.  Any ideas who they pull in Kentucky?  Criteria?

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Credit Union

[jaxstraw]

PartnersFirst is a division of the Western Alliance Bank Corporation.

That seems to be an association of multiple banks throughout Nevada, California,Colorado and Arizona. They state the have over 5 billion in assets.

They seem to have quite a few affinity CC's when you visit their website.

Kind of known as 'oddball' cards. Some say oddballs are a good mix in your credit file, but I'm not sure why.

Jax
App free for 28 days since 3rd NASA denial

[spiritcraft1]

They will also give out higher limits at times...  Be careful though...  I had only seen EQ pulls in any thread or credit pull database but they pulled TU as well for me (thin file?)

I still had a bad mark on TU then so I was denied...  It has since gone away and will try again in a couple months.

[wmarat]

http://www.partners1stcu.org/

So only OP can say what partners 1st he applied.

[Anonymous]

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@wmarat wrote:

http://www.partners1stcu.org/

So only OP can say what partners 1st he applied.

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Partners First Visa

[jbh]

Sorry to bump this, but as a NY'er as well I had to confirm if they pulled only EQ for you.

Thanks

[adamseve]

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spiritcraft1 wrote:

They will also give out higher limits at times...  Be careful though...  I had only seen EQ pulls in any thread or credit pull database but they pulled TU as well for me (thin file?)

I still had a bad mark on TU then so I was denied...  It has since gone away and will try again in a couple months.

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Did they pull your TU upon request since they seem to pull EQ?  What were your scores like when you were declined?  Do you have any baddies, i.e., BK, lates, collections, charge offs, lots of new accounts & inquires?