shay2009 wrote:I just got approved online for a Amex Blue cc...Credit Line is for $2000......Should get the card in about 10 days... I really want to get a CLI for that hopefully 2000 more.....How would I go about getting them to increase it...Do I wait until I get the card, activate it first then ask? Or do I ask before I activate it?????? And would they have to pull me credit report again to do that?????....
Congrats on your new card! 
With AmEx as randomly destructive to their customers' accounts as they are these days, my most honest and heartfelt advice would be to avoid asking for a CLI at all, at this point, and not for at least six months (and maybe not even then).
In your shoes, I'd handle that Blue with kid gloves and held breath, faithfully PIFing every month, until the economy and AmEx both settle down. Requests for CLI's have been known to result in CLD's, right now.
However, that said, if you're dead-set on trying, I believe you're best off keeping at $2K for 60 days, then calling in to see if you rate a CLI at that point - that used to be how new account CLI's went; not sure they're still doing it that way, though. I don't THINK they normally do CLI's at activation, but it's been long enough since I got my Blue that I may be mis-remembering.
Handle with care, good luck, and congrats again!
first of all congrats!! Blue can be a great card depending also on your willingness and ability to play by amex rules, which can be tricky these days.
sorry to be a wet blanket but as far as a cli, slow down turbo with amex, you really wanna just chill, at least for the first year. work with what they gave you. an exception may be if you have v. high income and spotless clean report 760+ in any case, i'd use the card regularly and pif and hope they don't switch gears because you have the wrong mortgage lender or address or frequent the wrong stores or aren't using enough of your cl or are using too much or paying too slow. recent reports from some fico high achiever pif card holders indicate AA as well.
for some of us, our amex memberships in recent months have been defined somewhat by our efforts to avoid becoming another amex AA target. this is not the time to be clamoring for a cli at activation with amex, not by a long shot. you've got to develop a proven track record over time to begin to explore their willingness to extend you more than they've already offered imo. congrats once again and GL!!!
