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Apps, Apps & more Apps

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gemini611
Established Member

Apps, Apps & more Apps

Hi Everyone,

 

So today I just DID IT!  I applied for the 3 cards I've been itching to try for.  Chase Freedom & Amex Zync "need further review" (Pulled EXP which is my lowest) but staying optimistic, Discover more approved right away (Pulled EQ which is my highest) with a $8000 CL.  That's the largest CL I've ever had!!  So exciting, to be continued......

FICO Scores - EQ 763, TU 715, EXP 679 (Lender Pulls April 2012)
CapOne ($500), Orchard ($400), Cred One ($400), Discover More ($8,000), Chase Freedom ($3,500), Target RedCrd ($3,000), Walmart Discover ($2,500), Lowes ($6,000), AMEX Zync (NPSL)
Message 1 of 15
14 REPLIES 14
webhopper
Moderator Emeritus

Re: Apps, Apps & more Apps

That's awesome! They may just need address and identity verification. Chase and amex needed that from me Smiley Tongue Good luck and contests on your discover. Their reps are great! I called today to ask questions and the rep was super helpful Smiley Happy
FICO 8:
Goal: Gardening!
Message 2 of 15
Anonymous
Not applicable

Re: Apps, Apps & more Apps

I was just approved for these cards yesterday, they are great.

Message 3 of 15
android01
Valued Contributor

Re: Apps, Apps & more Apps


@gemini611 wrote:

Hi Everyone,

 

So today I just DID IT!  I applied for the 3 cards I've been itching to try for.  Chase Freedom & Amex Zync "need further review" (Pulled EXP which is my lowest) but staying optimistic, Discover more approved right away (Pulled EQ which is my highest) with a $8000 CL.  That's the largest CL I've ever had!!  So exciting, to be continued......


Congrats!  Leave them all alone now and let them grow.  Time to garden!

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 4 of 15
RyVision
Valued Contributor

Re: Apps, Apps & more Apps

Gemini611;

 

Congrats!  Discover pulled EQ for your approval (like they did for me but EQ was my lowest at the time), you REALLY landed a fantastic CL with them (and they are a great card in my experience so far).  AMEX  pulled EX but could check EQ (from what I hear, on rare occasion, all 3) if it's in review and being EX is your lowest I'd say we're going to be welcoming you to the AMEX family. Chase is picky so waiting for them to approve isn't unusual.

 

If you get all 3  (and I really think you will, knocking on wood so as not to jinx you lol)  I'd say you've made it into prime land big time!  Great work, those are all huge moves up from CreditOne and Orchard.  Very nice scores too btw.

 

Seems like you may have really pulled a 3 app hat trick with those cards, they all kind of compete for each others business too it seems, so if you treat them well I think they'll be with you a long time and probably treat you right.

 

Awesome garden material I'd say! Smiley Happy


AKA 840flippedto480
Message 5 of 15
Brian_Trying_700
Frequent Contributor

Re: Apps, Apps & more Apps

Congrats. 7K is a great limit with a 763. Cat Wink Orchard really with that  C/S

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 6 of 15
boomhower
Valued Contributor

Re: Apps, Apps & more Apps

I'm betting your fine with all three.  If you had applied for an Amex revolver I would be a little more worried but not for the Zync.  Freedom should be an easy one as well.  I'd give them both a call on their recon lines and verify your ID as I'm betting that's all they need to approve the app.  That is a great starting line with Discover, I thought my $5k was good.  What's you highest reporting limit?

Message 7 of 15
gemini611
Established Member

Re: Apps, Apps & more Apps

Thanks a lot guys!! Fingers are crossed that I get the other two. The Orch/Cap1/Cred1 are all older Orch is 6 years old so Ill prob keep that for AAOA. My highest reporting limit is $536, I went over the limit w/Cap1 once. I've been rebuilding since last year EQ started at 568
FICO Scores - EQ 763, TU 715, EXP 679 (Lender Pulls April 2012)
CapOne ($500), Orchard ($400), Cred One ($400), Discover More ($8,000), Chase Freedom ($3,500), Target RedCrd ($3,000), Walmart Discover ($2,500), Lowes ($6,000), AMEX Zync (NPSL)
Message 8 of 15
john398
Senior Contributor

Re: Apps, Apps & more Apps

Also limit with discover,. congrats

Message 9 of 15
MsLadyRover
Valued Contributor

Re: Apps, Apps & more Apps


@gemini611 wrote:

Hi Everyone,

 

So today I just DID IT!  I applied for the 3 cards I've been itching to try for.  Chase Freedom & Amex Zync "need further review" (Pulled EXP which is my lowest) but staying optimistic, Discover more approved right away (Pulled EQ which is my highest) with a $8000 CL.  That's the largest CL I've ever had!!  So exciting, to be continued......


Congrats on your Discover! Good luck with the others!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 10 of 15
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