Helping the DW repair her CR and build new credit. Since Aug. this year, have raised her scores an average of 100pts.
New CCs
Cap1 $1000
GEWalmart $700
GELowes $2000
Citi Diamond preferred $1000
Had previous GE accounts CO, paid them off 2 years ago. Got them removed from her CR
Citi, had 2 previously CO'd accounts, paid them in full, also 2 years ago and got them removed. Guess Citi doesn't blacklist.
I know they're low limits, going to have her call Walmart UW tomorrow and see if she can get a bump. Then putting her in the garden.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Congrats to her on her approvals, especially for walmart!
Starting Score: EQ 717 EX 724 TU 736
@Shogun wrote:Helping the DW repair her CR and build new credit. Since Aug. this year, have raised her scores an average of 100pts.
New CCs
Cap1 $1000
GEWalmart $700
GELowes $2000
Citi Diamond preferred $1000
Had previous GE accounts CO, paid them off 2 years ago. Got them removed from her CR
Citi, had 2 previously CO'd accounts, paid them in full, also 2 years ago and got them removed. Guess Citi doesn't blacklist.
I know they're low limits, going to have her call Walmart UW tomorrow and see if she can get a bump. Then putting her in the garden.
That is awesome... Citi Diamond Preferred. 
Good Job!
Why did she wait so long? Her hubby is a Moderator of the myFICO forums. She has all the resources she needs living under her roof to start the journey much sooner. 
