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Have you gotten to the point where you simply don't want any more cards or have reached your desired card?
I recently got the FNBO Amex and the Delta Gold Amex. I have spent the last few days looking at cards and trying to decide if there is any other card I want.
I can't even think of one. I know I can't get Signature cards yet and don't see the benefit to most of them anyway. I figure the only card I could remotely want is one from my bank for overdraft protection, just in case, but don't even really see the point in it either.
@bernhardtra wrote:Have you gotten to the point where you simply don't want any more cards or have reached your desired card?
I recently got the FNBO Amex and the Delta Gold Amex. I have spent the last few days looking at cards and trying to decide if there is any other card I want.
I can't even think of one. I know I can't get Signature cards yet and don't see the benefit to most of them anyway. I figure the only card I could remotely want is one from my bank for overdraft protection, just in case, but don't even really see the point in it either.
Short answer? Yes! I have all the cards I could ever need or want. Well, if a Palladium or Centurion offer came along, I'd not have to think twice...but that won't happen! ![]()
@bernhardtra wrote:Have you gotten to the point where you simply don't want any more cards or have reached your desired card?
I recently got the FNBO Amex and the Delta Gold Amex. I have spent the last few days looking at cards and trying to decide if there is any other card I want.
I can't even think of one. I know I can't get Signature cards yet and don't see the benefit to most of them anyway. I figure the only card I could remotely want is one from my bank for overdraft protection, just in case, but don't even really see the point in it either.
I feel the same way. I have looked at my accounts and I don't have any real interest in any other cards right now. At some point I may get an Amex but don't see the benefits of it right now. I can't use Amex everywhere I go...so the rewards wouldn't accumulate as fast. I have my card linked to my checking for overdraft protection and have 8 cards. Given my age...I think I've done a decent job establishing credit and already feel complete.
No I would like a Amex BCE and and Chase Freedom and I will be complete.
AMEX BCP and Cap One Venture is all that's desired for me. Technically I really don't need those, I have all the ones I've wanted for a while now. Those would be nice, but not a must by any means.
I want at least Freedom and CSP, maybe also one no preset limit card.
My goal is to get a Citi card and an Amex eventually and then I will be complete. My goal since starting rebuilding has been to get to the point where I have 6 healthy aging tradelines.....
I'm thinking about a Citi Hilton card, since I'm basicly in hiltons 5 days a week till the end of the year and would love another 40,000 pts. Also a Visa Signature card would be nice, which getting the Citi card may meet that requirement as well. I think I have have enough credit allready and with 3 cards now over 5k, don't feel the need for CSP but may get it anyway no AF first year and $400 in cash. Deffinetly won't keep it after the first year (would downgrade it to the no AF version) unless I travel a lot more. I have been loving all the SP CLI's because I have had only 1 HP in the last 6 months creditors really love me for that.
Discover IT invites are in my mailbox every week, nice rewards and fairly low APR's would be nice to have, but still debating not sure I about stopping all the SP CLI's from other lenders for it. But would like to see what starting limit they would give me.
AMEX PRG sounds good in January just for backdating goodness, really don't need another charge card but rewards are good and 3 years backdating can't hurt.
@jamesdwi wrote:I'm thinking about a Citi Hilton card, since I'm basicly in hiltons 5 days a week till the end of the year and would love another 40,000 pts. Also a Visa Signature card would be nice, which getting the Citi card may meet that requirement as well. I think I have have enough credit allready and with 3 cards now over 5k, don't feel the need for CSP but may get it anyway no AF first year and $400 in cash. Deffinetly won't keep it after the first year (would downgrade it to the no AF version) unless I travel a lot more. I have been loving all the SP CLI's because I have had only 1 HP in the last 6 months creditors really love me for that.
Discover IT invites are in my mailbox every week, nice rewards and fairly low APR's would be nice to have, but still debating not sure I about stopping all the SP CLI's from other lenders for it. But would like to see what starting limit they would give me.
AMEX PRG sounds good in January just for backdating goodness, really don't need another charge card but rewards are good and 3 years backdating can't hurt.
Sounds like a plan.