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Are you in deep with Disco???

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Loquat
Moderator Emeritus

Re: Are you in deep with Disco???

I actually had 2 of their cards until about a month ago. Dropped them both with hopes of being able to grab the it another time or two. I wasn't using them and my CL across the 2 of them was $31.2k.
Message 11 of 25
kerplunk
Frequent Contributor

Re: Are you in deep with Disco???

I have a very high CL with Discover and it's not even 30% of my income. I'm at the point where I'm curious if it's worth it to continue getting CLIs.

Message 12 of 25
Aim_High
Super Contributor

Re: Are you in deep with Disco???

13% of individual, 11% of household.


Business Cards


Length of Credit > 42 years; Total Credit Limits > $947K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 97.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 32 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 13 of 25
recoveringfrombk7
Established Contributor

Re: Are you in deep with Disco???

18.5 individual, 16.5 joint











Desired BK recovery line up complete 7/12/2021. Planning to garden until 8/2023 and potentially try for AMEX.
Message 14 of 25
Adkins
Legendary Contributor

Re: Are you in deep with Disco???

The DH: 90% individual

 

Moi: 10% individual

 

I make about 50% more than the DH, but he's had the discover card for while now and gets auto CLIs without saying a word to then. 🤷


Last HP 08-07-2023



Message 15 of 25
SunriseEarth
Moderator Emeritus

Re: Are you in deep with Disco???

My CL is 26% of household income.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Belk MC $10000 | Wayfair MC $9500 |~~
Message 16 of 25
seattletravels
Valued Contributor

Re: Are you in deep with Disco???

I'm less than 3% of my individual income. 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 17 of 25
Mv350
Valued Contributor

Re: Are you in deep with Disco???

2.75% of my income. 

It is the student version of the card. I plan on applying for a 2nd disco later next month after this one turns a year old. 

Message 18 of 25
KJinNC
Valued Contributor

Re: Are you in deep with Disco???


@wasCB14 wrote:

My income fluctuates, but I got a $2k SL in 2014 and one CLI to $3k.

 

My last two approvals were BofA Premium for $17k and BofA WWF Cash Rewards for $21k.

 

The curse of a joint account.


Or ... the curse of Discover? Smiley Wink

Message 19 of 25
K-in-Boston
Epic Contributor

Re: Are you in deep with Disco???

I feel so much better after reading this thread!  My card is almost 4 years old and thanks to a pair of $1500 CLIs since December I am all the way up to 5% of income.  Glad to know it's not just me.

Message 20 of 25
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