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I have a very high CL with Discover and it's not even 30% of my income. I'm at the point where I'm curious if it's worth it to continue getting CLIs.
13% of individual, 11% of household.

























18.5 individual, 16.5 joint









The DH: 90% individual
Moi: 10% individual
I make about 50% more than the DH, but he's had the discover card for while now and gets auto CLIs without saying a word to then. 🤷
My CL is 26% of household income.
I'm less than 3% of my individual income.












2.75% of my income.
It is the student version of the card. I plan on applying for a 2nd disco later next month after this one turns a year old.
@wasCB14 wrote:My income fluctuates, but I got a $2k SL in 2014 and one CLI to $3k.
My last two approvals were BofA Premium for $17k and BofA WWF Cash Rewards for $21k.
The curse of a joint account.
Or ... the curse of Discover? ![]()
I feel so much better after reading this thread! My card is almost 4 years old and thanks to a pair of $1500 CLIs since December I am all the way up to 5% of income. Glad to know it's not just me.