@K-in-Boston I still think they were doing shrooms in a back room when I got my second card. I put a fair amount of spend through my secured card (1500+ each month), but 14.5k 18 mos post file bk7 is insane. I had to call in for address/send my DL and so the rep gave me my limit over the phone. We were eating breakfast and DH dropped his fork and glared at me. His limit is half mine and his credit is better. 😁😂
@recoveringfrombk7 wrote:@K-in-Boston I still think they were doing shrooms in a back room when I got my second card. I put a fair amount of spend through my secured card (1500+ each month), but 14.5k 18 mos post file bk7 is insane. I had to call in for address/send my DL and so the rep gave me my limit over the phone. We were eating breakfast and DH dropped his fork and glared at me. His limit is half mine and his credit is better. 😁😂
I am sure Discover has actual mathematical formulas and that it all makes sense somehow. But from a customer perspective, if they put a ferret in a sack, spun it around, dropped it on a chart and waited to see what square it stopped on, that would pretty well emulate their decision-making process. That is, if about 75% of the squares said "no soup for you."
@Anonymous wrote:Is your exposure more than 70% of income?
Nowhere near that. I have two Disco cards with a combined SL of $16,700. That represents just over 3 percent of my annual household income.
