Arrival + 5,000 Miles Bonus Offer

[DrZoidberg]

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@Saleen099 wrote:

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@ddemari wrote:

I have both cards. The CSP is going to give me 2% back on travel and dinning, 1% back on everything else.

But the attraction to CSP is the UR program. where you can transfer points to other partner programs or to Freedom card and INK I believe.

Arrival+ is going to give me 2% back on every purchase but redemption is different, you can get full value as a purchase eraser for travel. 

Or some devalued amount for gift cards and statement credit. 

Each card has no foreign transaction fee and both have a 95 dollar annual fee. Arrival + is WEMC and CSP is Visa SIgnature. 

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 Okay. So Barclays arrival is pretty much the same as the Chase Sapphire preferred without the annual fee of $95.  Even though you can't transfer points to airline partners or hotel partners. 

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No. CSP earns 2 per $1 in travel and restaurants. A+ earns 2 per $1 in anything. 

[Saleen099]

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@ddemari wrote:

I don't have the non-annual fee arrival from barclays, so I am not sure what the points/ redemption value are on it. I have the arrival+ which is 95 dollars after the first years annual fee is waived. 

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 The annual fee only Barclays arrival plus is $89 a year.  Unless they went up on me.  That would explain why gave me 8000 bonus points. 

[Saleen099]

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@DrZoidberg wrote:

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@Saleen099 wrote:

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@ddemari wrote:

I have both cards. The CSP is going to give me 2% back on travel and dinning, 1% back on everything else.

But the attraction to CSP is the UR program. where you can transfer points to other partner programs or to Freedom card and INK I believe.

Arrival+ is going to give me 2% back on every purchase but redemption is different, you can get full value as a purchase eraser for travel. 

Or some devalued amount for gift cards and statement credit. 

Each card has no foreign transaction fee and both have a 95 dollar annual fee. Arrival + is WEMC and CSP is Visa SIgnature. 

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 Okay. So Barclays arrival is pretty much the same as the Chase Sapphire preferred without the annual fee of $95.  Even though you can't transfer points to airline partners or hotel partners. 

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No. CSP earns 2 per $1 in travel and restaurants. A+ earns 2 per $1 in anything. 

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 In that case there's no need in getting the Chase Sapphire preferred  I will just stick with the arrival plus $89  and your feet compared to $95 annual fee and I'm getting two points for every dollar spend.

[ddemari]

No in the CSP, you are getting same benefits plus 2% back on everthing. The UR points is what makes CSP valueable to most. 

[Saleen099]

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@ddemari wrote:

No in the CSP, you are getting same benefits plus 2% back on everthing. The UR points is what makes CSP valueable to most. 

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Thank you.  My apologies for taking  over the thread. 

[ddemari]

Haha no worries!! I like when a topic gets a little off target but still valueable content to be learned!

[DrZoidberg]

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@Saleen099 wrote:

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@DrZoidberg wrote:

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@Saleen099 wrote:

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@ddemari wrote:

I have both cards. The CSP is going to give me 2% back on travel and dinning, 1% back on everything else.

But the attraction to CSP is the UR program. where you can transfer points to other partner programs or to Freedom card and INK I believe.

Arrival+ is going to give me 2% back on every purchase but redemption is different, you can get full value as a purchase eraser for travel. 

Or some devalued amount for gift cards and statement credit. 

Each card has no foreign transaction fee and both have a 95 dollar annual fee. Arrival + is WEMC and CSP is Visa SIgnature. 

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 Okay. So Barclays arrival is pretty much the same as the Chase Sapphire preferred without the annual fee of $95.  Even though you can't transfer points to airline partners or hotel partners. 

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No. CSP earns 2 per $1 in travel and restaurants. A+ earns 2 per $1 in anything. 

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 In that case there's no need in getting the Chase Sapphire preferred  I will just stick with the arrival plus $89  and your feet compared to $95 annual fee and I'm getting two points for every dollar spend.

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It's all up to the person. For instance 50k UR points can transfer to SW for 50k RR points. 

For instance right now a flight from LAX to NYC is $354 RT. So for 2 people that would be $708. So you would need 70,800 Barclays miles for that trip.

But on SW those flights are only 20,100 RR points. So that's 40,200 RR points which transfer 1:1 from Chase. So you only need 40k chase points for that flight instead of the 70k Barclay Miles.

Transfering is ALMOST always more valuable. 

[Saleen099]

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@ddemari wrote:
Haha no worries!! I like when a topic gets a little off target but still valueable content to be learned!

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 So did you at least except the offer? 

[ddemari]

Well I dont think there is anything to accept. If I meet the spend, they will just credit my account. I am feeling it out, if I happen to need to spend 750 a month on that card then Ill get the points. If my spending doesnt require it, then I wont. I am trying to pay down some CC debt at the moment, so not really amped for having to spend $$$

[kdm31091]

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@ddemari wrote:

Well I dont think there is anything to accept. If I meet the spend, they will just credit my account. I am feeling it out, if I happen to need to spend 750 a month on that card then Ill get the points. If my spending doesnt require it, then I wont. I am trying to pay down some CC debt at the moment, so not really amped for having to spend $$$

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You've got it right. Do not spend extra to get the bonus points. If the spend is within your normal spend/budget, sure, may as well get the points. But some people overspend to get bonuses and rewards and it not only makes no sense but it's a bad decision financially. Good for you sticking to common sense.