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Aspiration Zero alternative??

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805orbust
Valued Contributor

Aspiration Zero alternative??

Check it out, got this email today from Beneficial Bank, the issuer of the Aspiration Zero inviting me to apply for their "Climate Card".  So naturally I thought of calling to see if a PC was possible. The initial CSR was great and transferred me to their  "Credit Card Operations" department bit they were closed (not 24/7 I guess.  Direct# is:  503-445-8705).  Gonna call them tomorrow and see if it's possible, wouldn't that be cool?  Keep y'all posted...

Screenshot_20230418_210408_Email.jpg

 



6 REPLIES 6
fury1995
Valued Contributor

Re: Aspiration Zero alternative??

Looks like they prefer new apps for this card by promoting a balance transfer with no fee until May 31st.

 

Probably can't target specifically current Aspiration Zero cardholders per some backroom agreement but it looks like generic "encouragement" to all of their customers to move their debt for free to a card just like the one they already have. Smiley LOL

 

Reminds me of the great Amex-Costco / Amex-Citi migration.. but not as hard core.

August 28, 2023 FICO 8

August 28, 2023 FICO BankCard 8

August 28, 2023 FICO Auto 8

citi-costco-ImgurCiti-Double-Cash
Message 2 of 7
805orbust
Valued Contributor

Re: Aspiration Zero alternative??

Wow... almost forgot that one.  I won't do it if I have to apply (don't really need the padding)  but if they allow me to PC, I'll jump on it. 😉



Message 3 of 7
mckbulldog02
New Member

Re: Aspiration Zero alternative??

You have to apply on thier website and have a hard pull on your Experian credit and be approved by underwriting. Of course i was denied with a 760 FICO 


@805orbust wrote:

Check it out, got this email today from Beneficial Bank, the issuer of the Aspiration Zero inviting me to apply for their "Climate Card".  So naturally I thought of calling to see if a PC was possible. The initial CSR was great and transferred me to their  "Credit Card Operations" department bit they were closed (not 24/7 I guess.  Direct# is:  503-445-8705).  Gonna call them tomorrow and see if it's possible, wouldn't that be cool?  Keep y'all posted...

Screenshot_20230418_210408_Email.jpg

 


 

Message 4 of 7
ptatohed
Senior Contributor

Re: Aspiration Zero alternative??

I'm not familiar with these cards.  What were the bens of the old card and what are the bens of the new card?

[Until I can make a pretty signature, here’s an updated draft]

Everyday 5% CB:
Chase prime Visa // citi CUSTOM CASH “A” // citi CUSTOM CASH “B” // citi SHOP YOUR WAY (5% gas (in points), lucrative spending offers) // mylowe’s Rewards // Target circle card // primis Perks debit Visa (50c CB per transaction (5% CB or more up to $10 spend))

5% CB rotating:
Chase “OG” freedom Visa // DISCOVER it Cash Back // nusenda CU Platinum Cash Rewards

Everyday 4% CB:
US Bank Smartly (v1.0)

Everyday 3% / 2.2% CB:
AOD FCU Visa Signature (3%, sockdrawered) // upgrade Cash Rewards Elite (2.2%, sockdrawered)

Welcome Offer / credits only:
Chase SAPPHIRE PREFFERED (grabbed my $1,000, sockdrawered, will cancel) // NFCU FLAGSHIP REWARDS (elevated Welcome Offer, annual prime credit, sockdrawered)

Hotel card:
Chase IHG ONE REWARDS PREMIER (elevated Welcome Offer, 1 free night/yr)

On my radar:
Langely FCU Signature Cash Back (5% CB monthly selectable cat) // Safe CU Cash Back+ (Quarterly rotating 5% CB cats plus bonus cats) // upgrade MyFive Cash Rewards (5% CB monthly selectable cat) // US Bank Kroger (and family) World Elite Master Card(s) (5% CB Mobile Wallet)
Message 5 of 7
DONZI
Established Contributor

Re: Aspiration Zero alternative??

Old card provided padding for 2 years. The new one will continue the tradition until 2024.

2014 credit2020 credit2021 credit2023 credit
paypal credit imagecredit card imagecredit card imagecredit card imagecredit card imagecharge card imagecredit card imagecredit card imagecharge card imagecharge card image
[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
[2023-10-01]=[EQ8|797]-[TU8|776]-[EX8|775]
Message 6 of 7
805orbust
Valued Contributor

Re: Aspiration Zero alternative??

Yeah, it was a FOTM a while ago. Who knows?  I haven't really chased it because it ain't gonna affect my util at all and I can't get that department on the line.  Smiley Very Happy



Message 7 of 7
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