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Well just last week I disputed all the accounts that I was auth on because it made me even more in debt then I already was... what use to help me had really started to hurt me. They are all gone off EQ, and just 1 remains on TU. You can see my scores below, EQ went up but no change so far with TU and my EX Fako jumped over 55 points for whatever that is worth!
I'm paying off 5 of my cards in the next couple weeks and will pull reports again after that.
your equifax down 584 now?
All depends on who you ask to add you... I'm on my father's Chase (no set limit) and his Discover Plat ($25k), he pays his balances each month and I know these have helped me obtain cards which I never would've been able to secure myself. I certainly wouldn't ask someone who carries a heavy balance each month.
@Anonymous wrote:your equifax down 584 now?
that is the USAA credit monitoring report I got today, but as you can see I pull fico EQ tonight and it's up! that's a huge difference in score, what gives!
This is why I hate that we can even get fako scores, they are worthless
@Anonymous wrote:All depends on who you ask to add you... I'm on my father's Chase (no set limit) and his Discover Plat ($25k), he pays his balances each month and I know these have helped me obtain cards which I never would've been able to secure myself. I certainly wouldn't ask someone who carries a heavy balance each month.
it's my fault really, I'm not blaming the primary, but if I'm going to try to fix it, I need my credit better, so the damage is done, we both shouldn't take the hit for it while I fix it