Authorized/Additional User on Amex

[ElleC]

Does anyone know of a way to get the additional annual charge waived when adding an authorized user to an American Express charge card?

[pt310]

I just added my DD last month. They told me there would be no additional annual fee for her. My card is BCP, if that makes a difference.

[09Lexie]

Which cc are you referring to? Some have no additional fee, while others do

[ElleC]

It's the Green charge card. I thought it would be a good start with Amex and it would also help me and my husband to budget, stop carrying balances on credit cards while also using our debit cards less (for safety reasons).

The website lists a $30 extra annual fee to add up to 5 Authorized Users. That's absurd!

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@09Lexie wrote:
Which cc are you referring to? Some have no additional fee, while others do

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[09Lexie]

AFs are to offset benefits. It's ultimately your decision if you wish to use/carry that Amex. There are others that do not have any AFs. They are revolvers not charge cards though.

[Peteyglad]

That is partly why I got the PRG. No fee for the 1st 5 AU's. 

[djc1puno]

Just a quick q...what if your au has bad credit?

[Creditaddict]

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@djc1puno wrote:
Just a quick q...what if your au has bad credit?

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no issue. will help them!

[djc1puno]

Creditaddict...thank you! I thought i read somewhere here that it might affect the main holder...thanks for the insight!

[Anonymous]

AU bad history won't affect you. If your card has some new baddies or high util then it will affect AU credit report.