Authorized user question

[toytoy]

I just did the same thing for my sister. I called Capitol One and they took all her information over the phone (name, ssn, DB, address, and phone number). I also added her on Citibank and they only asked for her name so I called in and they said if they don't have the ssn, DOB, etc.. then it won't report to the credit report. I had the same question that if all they needed was the name then how would it be reported.

[Anonymous]

they reported with equifax and experian still waiting on transunion maybe trannys union wont report au for chase cards who knows

[DI]

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@Anonymous wrote:

they reported with equifax and experian still waiting on transunion maybe trannys union wont report au for chase cards who knows

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It's not up to Tranunion to decide to report an AU account.  It's soley the discretion of the creditor to furnish the data. 

[randaljon]

My GF did same thing for me. But her account did not show up on my credit reports until her address was added. I was able to add her address on TU and EXP. Equifax has not added it yet. I may have to get a utility bill or update my D.L. with her address to accomplish it. I guess they need address to be the same since our last names differ... I did get a 15 point boost on my FICO TU report.