Auto CLI from Chase

[dman23]

I recently got an automatic CLI from Chase. I'm looking at my Transunion report and it shows an inquiry from Chase on 7/6/13 which coincides with my CLI. Is this common? Can I ask them not to make any inquiries for CLIs? I may be looking to get a mortgage in the next 8-12 months and I don't want anything unnecessary to lower my score.

[Skye12329]

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

[B335is]

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

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+1

If you didn't request it, I would ask Chase to remove it.

[dman23]

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

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I went to Experian and got my reports from all 3 credit bureaus and Transunion showed this inquiry. Now I just got my Transunion report from myFico and I don't see that inquiry. Now I'm confused.

I noticed this CLI simply from looking at my statement. There was no email and I didn't request it. I'll have to call them and see what that inquiry was for.

Thanks for your reply.

[dman23]

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@B335is wrote:

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

---

+1

If you didn't request it, I would ask Chase to remove it.

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I am going to call them and see what the credit inquiry was for.

Thanks for your eply.

[mongstradamus]

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@dman23 wrote:

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

---

I went to Experian and got my reports from all 3 credit bureaus and Transunion showed this inquiry. Now I just got my Transunion report from myFico and I don't see that inquiry. Now I'm confused.

I noticed this CLI simply from looking at my statement. There was no email and I didn't request it. I'll have to call them and see what that inquiry was for.

Thanks for your reply.

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When i got an auto cli from chase way back in january they sent an email about it and it was an sp cli. So would contact chase and see what they say. 

[myjourney]

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@dman23 wrote:

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@B335is wrote:

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

---

+1

If you didn't request it, I would ask Chase to remove it.

---

I am going to call them and see what the credit inquiry was for.

Thanks for your eply.

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Where's it list 

INQ's seen by others?

Or

INQ's seen only by you?

[dman23]

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@mongstradamus wrote:

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@dman23 wrote:

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

---

I went to Experian and got my reports from all 3 credit bureaus and Transunion showed this inquiry. Now I just got my Transunion report from myFico and I don't see that inquiry. Now I'm confused.

I noticed this CLI simply from looking at my statement. There was no email and I didn't request it. I'll have to call them and see what that inquiry was for.

Thanks for your reply.

---

When i got an auto cli from chase way back in january they sent an email about it and it was an sp cli. So would contact chase and see what they say. 

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Thanks, that's what I will do.

[dman23]

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@myjourney wrote:

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@dman23 wrote:

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@B335is wrote:

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@Skye12329 wrote:

It wasnt a SP? Because i know on your report theres  asection for SP inqs. Because i know with Chase its a SP if they email you stating would you like your limit increased to X amount if im not mistaken, because you didnt request an increase they offered it. 

Unless you requested an increase then it would be a HP from them.

---

+1

If you didn't request it, I would ask Chase to remove it.

---

I am going to call them and see what the credit inquiry was for.

Thanks for your eply.

---

Where's it list 

INQ's seen by others?

Or

INQ's seen only by you?

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This was on my TU credit report I got from Experian.

4: Credit Inquiries

Here you will find the business names of those who have obtained a copy of your credit report, including lenders, landlords and employers. Remember, inquiries remain on your report for up to 2 years.

This is where that inquiry was.

Now I just got my credit report for TU from myFico and I don't see the inquiry at all?

[Skye12329]

It sounds like it was a SP, however you should see what chase says.