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Auto CLI from Juniper

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MidnightVoice
Super Contributor

Auto CLI from Juniper

I got a Juniper/Barclays (Caseys) card 2.5 years ago, CL of $7.5K.  A year ago I asked for a CLI and it went to $8.5 K.  Just checked my statement today and it has gone up to $9.5 K!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 1 of 9
8 REPLIES 8
llecs
Moderator Emeritus

Re: Auto CLI from Juniper

Congrats! My opinion on them softened after they gave me a CLI in June. They're not too bad.

 

Message 2 of 9
tracynva
Established Member

Re: Auto CLI from Juniper

I'm glad to hear of some positive stories form Juniper/Barclays.  

 

I received a letter from them two weeks ago which stated that my CL was being decreased from $2000 to $1150 due to a recent delinquency.  I called to inquire about the "recent delinquency" and was told that I had prior late payments resulting in late fees and an over the limit fee.  I still couldn't recall this happening and asked them to provide me the dates.  My payment was 1 day late in Feb 2009...8 months ago.  They couldn't provide any other delinquency information (because there is none).

 

I'm really disappointed. . Smiley Sad  And I'm afraid now that when I pay off my balance that they will decrease further or cancel altogether.  I've moved this one to the bottom of my payoff sequence...just in case.


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Current Score (04/12/2016): TU 820 | EQ 816
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Message 3 of 9
rom828
Established Contributor

Re: Auto CLI from Juniper


@MidnightVoice wrote:
I got a Juniper/Barclays (Caseys) card 2.5 years ago, CL of $7.5K.  A year ago I asked for a CLI and it went to $8.5 K.  Just checked my statement today and it has gone up to $9.5 K!

Congrats, MV!  Gotta love those automatics!

 

I got the Juniper Barnes and Nobles 12/08 and last month received an auto CLI from $2500 to $3500.  My "regular" Juniper card, obtained 10/08, remains at $2000....no auto increase (and I haven't asked for one----is it a hard pull with them?).

 

Maybe things are loosening a bit???    Last month DH  got  auto increase on Discover More (from $1500 to $2000) and Citi Plat (from $2800 to $3900).  Both cards were opened summer of 2008.  

FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 4 of 9
Anonymous
Not applicable

Re: Auto CLI from Juniper

Good for you if you did... I've had a Juni MC since September 2007.  They gave me auto CLIs after 6 months and after 12 months, but since then, it's been stuck at $1,650 and two other banks have given me larger CLs in that time.  Hopefully, next March, they'll wise up...
Message 5 of 9
Anonymous
Not applicable

Re: Auto CLI from Juniper

I'm with you, Mark.

 

No auto CLI for 2 years, then I asked for one this past March and I went from $500 to $1500.  I didn't want to be greedy.   I'm ready for at least $5k on this card. I'm hoping they'll see my larger limits and wise up.

Message 6 of 9
jaysdad2k
Frequent Contributor

Re: Auto CLI from Juniper

I got an auto CLI  from Barclay BJ's this month from $5K to $6K. I like them just fine.

 

They did rate bump me from 15.74 to 19.74 about 6 months ago, but oh well. Rewards cards generally have higher rates. I like that they post temporary transactions on the website immediately.

 

If you request a CLI, go through the backdoor. They will try for an internal CLI, then do a hard pull on TU if you want them to proceed.That got me my first from $3K to $5 in February. If I had not requested that one, I probably would have gone from $3K to $4K this time.

"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Message 7 of 9
rom828
Established Contributor

Re: Auto CLI from Juniper

Just logged into Juniper and my first card (new 10-08) also got a CLI from $2K to $3K.  Smiley Very Happy 

 

Not sure their rhyme or reason, if any, for if and when CLIs are given, as my B&N is the newer card (12-08) but it got the CLI at 9 mos.

 

I'm very happy to have received these 2 auto CLIs Smiley Happy

Message Edited by rom828 on 10-21-2009 07:53 AM
FICOS: TU 732(05-16-16) EQ '08 739( 05-16-16) EX 737 (08-17-16)
Message 8 of 9
Anonymous
Not applicable

Re: Auto CLI from Juniper

DW got a $1600 CLI, but they required her to take a cash advance to get it (use a convenience check).  Basically she had a $2k CL, they offered to increase her CL by up to $1500 by using a convenience check.  She went ahead and wrote the $1500 check, deposited it and then wrote a check back.  They raised her CL to $3.6k which was $100 more than they had said.  It cost her about $45 in cash fees.

 

 

Message 9 of 9
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