Auto CLI on a secured Discover???

[Anonymous]

I have a Discover secured for almost 6 months ($500). I logged in today and its at $1250 limit. I also noticed the Credit Limit Request option(Did not use). I'm confused,...Is this what they do before I get a graduation? Thoughts?  My Walmart and Tjmaxx store cards were also AUTO upgraded to MC last week.

[Anonymous]

Yep, you've upgraded! Congrats! Same thing happened to me without warning so I hopped on chat to verify and sure enough it was because I upgraded.

[Anonymous]

How did you get yours from $800 to $9700 so fast?

[Anonymous]

OP how many statements have cut for you? I have the Discover Secured too and about to hit the 6month mark!

[Anonymous]

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@Anonymous wrote:

I have a Discover secured for almost 6 months ($500). I logged in today and its at $1250 limit. I also noticed the Credit Limit Request option(Did not use). I'm confused,...Is this what they do before I get a graduation? Thoughts?  My Walmart and Tjmaxx store cards were also AUTO upgraded to MC last week.

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This is not a secured card anymore - congratulations!

You may want to get on chat and see what product they moved you into...sometimes you can product change to one that better suits your spend  

[Anonymous]

That is some awesome stuff happening with Discover.

[Anonymous]

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@Anonymous wrote:
That is some awesome stuff happening with Discover.

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Couldn't agree more...which is why it saddens me that I will likely never carry one again (burned in my BK)

[Anonymous]

There have been many people who 🔥 Discover and were let back in. Discover will discover you again im sure.

[Anonymous]

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@Anonymous wrote:

How did you get yours from $800 to $9700 so fast?

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When I unsecured from $800 in october of 2016, they gave me an auto-CLI to 1750.  

One billing cycle passed and I hit the cli button on 12-5-16 and got a 3950 cli to 5700 - http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-unsecured-me-a-month-ago-BUT-NOW/m-p/4806552

Then another statement cut and I hit the cli button again on 1-5-17 and they gave me the two day message, two days later I saw that my new limit was 9700, a 4000 increase - http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Discover-from-secured-800-CLI-to-9700/m-p/4831138#M468778

I just hit the cli button again on 2-6-17 and havent seen anything yet so im assuming its a denial this time.

[Anonymous]

The 5th statement just hit for me . Update: I just recieved the email from Discover confirming the graduation!! I also hit the LUV button and got another $450 to $1700. Not bad, over 3x starting.