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Avoiding AA

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jsickz32
Valued Contributor
‎02-15-2013 05:42 AM
‎02-15-2013 05:42 AM

Re: Avoiding AA

From 06/12 to yesterday ive opened 19 new accounts and have gone from 8k cl to almost 70kcl i think. Ive closed a total of 4 cards since then. So 15 new accounts still open. No AA or anything. My utl hasnt been higher than 3%. Right now my total debt is 256.00. As long as you keep your utl low and you dont miss a payment or go crazy the with new credit you will be fine.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 11 of 16
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jsickz32
Valued Contributor
‎02-15-2013 05:43 AM
‎02-15-2013 05:43 AM

Re: Avoiding AA

Oh and im 21 Smiley Tongue
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 12 of 16
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Anonymous
Not applicable
‎02-15-2013 07:57 AM
‎02-15-2013 07:57 AM

Re: Avoiding AA

thanks for the thoughts and examples, guys !

Message 13 of 16
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Anonymous
Not applicable
‎02-15-2013 08:12 AM
‎02-15-2013 08:12 AM

Re: Avoiding AA

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.

Message 14 of 16
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Anonymous
Not applicable
‎02-15-2013 08:14 AM
‎02-15-2013 08:14 AM

Re: Avoiding AA

@Anonymous wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.

adverse action

Message 15 of 16
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tcbofade
Super Contributor
‎02-15-2013 02:09 PM
‎02-15-2013 02:09 PM

Re: Avoiding AA

@Anonymous wrote:

Sorry about the stupid question for some of you but what does AA means?  I google it but American Airlines is for sure not.

If you're playing Texas Hold 'em, it means you've got the best possible starting hand!  Smiley Tongue

Fico 8 10/01/25: EX 795, EQ 800, TU 793.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 16 of 16
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