B of A Recon Help

[TraumaMomm2]

So I applied for the B of A "Better Balance Rewards" card and was denied. I called one of the backdoor numbers, was put on hold for a while, then the guy came back and said "I just talked to one of the people in that department, and they said they don't reconsider over the phone-- you'd have to write to the address on the letter with any supporting documentation you have" WTH? Seriously? 

Is there a better number? The one I called was: BofA:  866-618-4585 (Sr Credit Analyst)

[Closingracer99]

Hmm I reconed over the phone perfectly fine. I called the number   for Credit analyst  for existing cardholders and then Asked can i talk to credit acquisition dept and they done it for me 

[TraumaMomm2]

Maybe they just don't like me, lol

[Closingracer99]

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@TraumaMomm2 wrote:

Maybe they just don't like me, lol

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I thought so to lol but I reconed them and got a $2,500 limit expecting if approved recon a $500 limit 

[B335is]

Call 866-811-4108

Specifically tell them you believe you were denied for a credit card and are asking for an analyst to reconsider the application.

[TraumaMomm2]

Thanks! I'll do that right now and report back!

[Closingracer99]

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@TraumaMomm2 wrote:

Thanks! I'll do that right now and report back!

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GL 

[TraumaMomm2]

Well, I tried... 

They said EX is showing some collection acct from 2013 that Im not even aware is on there.... Time to do some damage control. 

[MrCredit]

What kind of scores do you have? There are better options for CCs out there from CUs. Just my .02

I would avoid FIA or BOA like the plaque. I do not use mine at all hardly anymore.

[TraumaMomm2]

My scores are around 650-660. 

To be honest, I've never liked BofA ... so no sadness here. lol