This is how I feel every day when I get one of 15 daily USocks Bank emails
I keep thinking " Maybe this is The One" and it turns out they want me to keep my passwords safe and use their roboadvisor
Well, I dont wanna. Mo imaginary money then we talk 
As I understand it, the original application is a soft pull on these cards.
When you apply, is there an option to accept or decline the offer, or is there a card on the way as soon as you do?
When you apply, is there an option to accept or decline the offer, or is there a card on the way as soon as you do?
I can give details of my BB&T cli experience. In 2016, I started my rebuild. I had a Cap One Platinum and a Walmart store card...both three figure limits I believe. I had a checking account with BB&T and received approval for their rewards card and a $2500 sl. I used it moderately after obtaining other credit cards later that year. I never received an auto cli and knew that a cli request would result in a hard pull. I closed my checking account in 2017. After the card turned two years old in 2018, I decided to take the hp and request a $12500 limit (I believe the cap on this card is $25000). It was approved...I really did not expect to be approved for the full amount. My scores were 760-770 range, income $60K, 6-8 inq, no derogs, and a low AoA. I am currently preapproved for their three cards but don't need them or want to take another hp for a cli on my existing card.
