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@eastsea wrote:Is BBVA inquiry sensitive?
It is my goal card and I just received a mailer with a bonus of $100 after I make $500 qualifying purchases and it sounds like a good deal.
But I have 3 inquiries on Experian (none on EQ or TU), and I wonder if that is too many for BBVA?
This is a YMMV area, although I had a LOT more than 3 scoreable when I was preapproved/approved.
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
@ToxikPH ..You'll have to wait for the mailer .. forced Gardening![]()
@M_Smart007 wrote:
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
@ToxikPH ..You'll have to wait for the mailer .. forced Gardening
Interesting. I assume I will probably see another one sometime as I thnk I recycled mine earlier. Didn't realize this was a rare thing. I too ran into the geofence when trying the prequal.
@Anonymous wrote:
@M_Smart007 wrote:
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
@ToxikPH ..You'll have to wait for the mailer .. forced Gardening
Interesting. I assume I will probably see another one sometime as I thnk I recycled mine earlier. Didn't realize this was a rare thing. I too ran into the geofence when trying the prequal.
I would assume it's just a prequal bug? I feel like I could easily run to the branch near me and apply but doubt I could do a prequal in person.
@ToxikPH wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
@ToxikPH ..You'll have to wait for the mailer .. forced Gardening
Interesting. I assume I will probably see another one sometime as I thnk I recycled mine earlier. Didn't realize this was a rare thing. I too ran into the geofence when trying the prequal.
I would assume it's just a prequal bug? I feel like I could easily run to the branch near me and apply but doubt I could do a prequal in person.
You should be fine applying in-branch. I can't put my finger on the post, but IIRC someone posted a while back that BBVA can check for prequals in-branch as well (although for unknown reasons it didn't work for the person who made the post).
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
I used the prequal tool awhile back and I believe it only works for AL, TX, and I think FL.
@M_Smart007 wrote:
@ToxikPH wrote:
@JNA1 wrote:
I can’t answer your question because I live in a state that is in the geofence, but I can say I love the card. IDK if will let you check because you are not in state, but if it will let you do the prequal, it will show you the SL and APR before you actually apply.
https://online.bbvausa.com/apply/credit-card-prequal?source=sba&oneTimeToken=SSOls/5v/LlXLNcqyXmBy75...Tried this in Colorado where I have a branch maybe 15 minutes from me and the pre-qual said the "product isn't available in this state" very strange.
@ToxikPH ..You'll have to wait for the mailer .. forced Gardening
Nope. Just go in the branch or call them.
@NoMoreE46 wrote:
Good to know about the certainty.
I kinda like this as an every day carry card where you get to select your 3 and 2% categories. Received about eight of these mailers since last spring or so but have held off as I have been eyeing the PNC Cash Rewards as an every day card also.
I just got another mailer today. Willing to guess that BBVA continues it's mailers given that SunTrust has merged into BBandT - aka Truist. (In Florida where both BBVA and Truist have branches.)
I use this card for 3% utilities, 2% retail in conjunction with the PNC Cash Rewards 4% gas, 3% restaurants, AMEX BCP 6% groceries, Disco 5% rotating, and PayPal Mastercard flat 2% for everything else. The ClearPoints and the PNC card's rewards post very quickly, and the BBVA online site and phone app are nice. I like the ClearPoints so much that I'm considering getting the BBVA Rewards 2% flat card later to replace the PPMC unless I can secure one of the 2.5% flat cards. I was prequalified for both before I applied. I think I have to wait 6 months after I got the ClearPoints card to get another BBVA card