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BBVA/PNC CLI data points & other transition tips

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JL276
Regular Contributor

Re: BBVA/PNC CLI data points & other transition tips


@cr101 wrote:

@JL276 wrote:

Guessing I'm the only one who hasn't received the new card yet? I have no plans to use it, just funny it hasn't arrived yet.


Yep. You may want to call to see what your options are. Something similar happened to me with BB&T and they forced me to get a new card 😡.  Ask them if it'll be a new tradeline, though. And, lock the card in the online portal.

 

...I updated my address and it's showing as updated on one part of the site, but not on one part. The rep said that it could take up to 3 biz days, so it should be updated. Anyone else have issues updating your info?


I won't bother calling since online it still shows it's not been activated yet. If in Feb I see people getting SP Cli I'll deal with it then. If I don't see anyone from our group getting an increase I'll just leave it be until it's closed. I check the app daily to make sure no fraud so no worries there.

Message 131 of 135
JNA1
Valued Contributor

Re: BBVA/PNC CLI data points & other transition tips

I know a lot of us (myself included) have pop-poo'd the PNC Points cards, but I did utilize a couple of targeted offers on both of our cards. I used the 40 points per dollar offer at Ace Hardware for some business spend. I used the cards for normal organic spend (meaning I didn't attempt to max anything out). I ended up earning 2628 points for spending $65.70 between the 2 cards, and I redeemed the points for $6.57 which is 10% cash back. It's nothing groundbreaking, but we'll use the cards if it is beneficial to do so.

 

DW will most likely use hers at Kohl's for Black Friday shopping this weekend. 

 

D989F91A-7BD5-41EA-B9ED-4D6B866EB1E7.png

 

320767F7-2457-4630-BCE3-54501BC3A22A.jpeg

 

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Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 132 of 135
Egaffne2
Regular Contributor

Re: BBVA/PNC CLI data points & other transition tips

Never activated my card either. No plans on using this thing. Just haven't closed it yet because of the Utilization. Has anyone gotten a cli

Current 2023 FICO 8 score - 760 (EX) 758 (TU) 762 (EQ) (FICO 9s seem to be significantly higher)
Starting score - 530
Discover it - $4,200
Citi Custom Cash - $6,600
CFNA Firestone - $3,200
Amex BCE - $2,500
Mission Lane - $1,100
Chase slate (AU) - $3,000
Chase Freedom Flex - $11,100
Lowes Advantage card - $10,000
PNC poop points- $4,500
2 student loans 93% paid off
AMEX loan only 7% paid off so far
Total current Utilization among all accounts- 20%


Message 133 of 135
cr101
Established Contributor

Re: BBVA/PNC CLI data points & other transition tips


@Egaffne2 wrote:

Never activated my card either. No plans on using this thing. Just haven't closed it yet because of the Utilization. Has anyone gotten a cli


Funny that I was searching the board about an hr ago to see if there's been a change to PNC's policy to not give former BBVA customers a CLI until after 02/15 (that's discussed here https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-PNC-CLI-data-points-amp-other-transition-tips/m-p...). You can apply for a CLI to see if you get the same verbiage.

Message 134 of 135
M_Smart007
Legendary Contributor

Re: BBVA/PNC CLI data points & other transition tips


@cr101 wrote:

@Egaffne2 wrote:

Never activated my card either. No plans on using this thing. Just haven't closed it yet because of the Utilization. Has anyone gotten a cli


Funny that I was searching the board about an hr ago to see if there's been a change to PNC's policy to not give former BBVA customers a CLI until after 02/15 (that's discussed here https://ficoforums.myfico.com/t5/Credit-Cards/BBVA-PNC-CLI-data-points-amp-other-transition-tips/m-p...). "You can apply for a CLI to see if you get the same verbiage."


(click image to enlarge)(click image to enlarge)

Message 135 of 135
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