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BBVA/PNC CLI data points & other transition tips

jeffj25
Valued Member

Re: BBVA/PNC CLI data points & other transition tips

I just tried a CLI and this is what I got

 Thank you for your recent request for a credit line increase. At this time, we are not offering credit line increases to customers whose accounts transferred to PNC Bank from BBVA USA. You will be able to request a credit limit increase after 2/15/2022. We apologize for any inconvenience this may cause.

 

So that sucks...

Message 31 of 109
Hex
Established Contributor

Re: BBVA/PNC CLI data points & other transition tips

Is it just me or was that CLI request decline offensive? The unwashed BBVA foundlings....

They aren't even trying to be nice. They could have cited a recent account change but no they went with: "BBVA customers need not apply". 

Message 32 of 109
jeffj25
Valued Member

Re: BBVA/PNC CLI data points & other transition tips


@Hex wrote:

Is it just me or was that CLI request decline offensive? The unwashed BBVA foundlings....

They aren't even trying to be nice. They could have cited a recent account change but no they went with: "BBVA customers need not apply". 


I definitely felt a little offended by it. Putting us in our place early...I guess. 

Message 33 of 109
JNA1
Valued Contributor

Re: BBVA/PNC CLI data points & other transition tips


@Hex wrote:

Is it just me or was that CLI request decline offensive? The unwashed BBVA foundlings....

They aren't even trying to be nice. They could have cited a recent account change but no they went with: "BBVA customers need not apply". 


Are you saying us BBVA folks are long haired  freaky people?😂

Our credit card journey started 3/2018

Hover over cards to see limits and usage.
Total CL - $361,250
Cash Back and SUBs earned as of 10/1/21- $6823.23

CU Memberships

Goal Cards:


Message 34 of 109
jeffj25
Valued Member

Re: BBVA/PNC CLI data points & other transition tips

LOL best comment of the day!


@JNA1 wrote:

@Hex wrote:

Is it just me or was that CLI request decline offensive? The unwashed BBVA foundlings....

They aren't even trying to be nice. They could have cited a recent account change but no they went with: "BBVA customers need not apply". 


Are you saying us BBVA folks are long haired  freaky people?😂


Best comment of the day! You win the internet today!

Message 35 of 109
cr101
Established Contributor

Re: BBVA/PNC CLI data points & other transition tips


@jeffj25 wrote:

I just tried a CLI and this is what I got

 Thank you for your recent request for a credit line increase. At this time, we are not offering credit line increases to customers whose accounts transferred to PNC Bank from BBVA USA. You will be able to request a credit limit increase after 2/15/2022. We apologize for any inconvenience this may cause.

 

So that sucks...


Well, there goes that. Definitely SD until maybe Jan, which is when I'll put in a tad bit of spend to show that I'm at least using the card. It's only 4 months away, but this really messes up my plans and is really making me want to app for a new card. I've been so good for the past year by growing my CL via CLI and not new cards. But, now that PNC has ruined my plans, I'm trying hard not to get my credit fix by accepting preapprovals from 2 other companies. It's so harrrrd. 😭😁

Message 36 of 109
spiritcraft1
Valued Contributor

Re: BBVA/PNC CLI data points & other transition tips

There is nothing redeeming abount this transfer.  I think this will be sock-drawered at a minimum or more likely just closed.  The DW doesn't need the $12k limit.  It could be replaced with something useful anyway.


|Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k
Message 37 of 109
FinStar
Moderator

Re: BBVA/PNC CLI data points & other transition tips


@jeffj25 wrote:

I just tried a CLI and this is what I got

 Thank you for your recent request for a credit line increase. At this time, we are not offering credit line increases to customers whose accounts transferred to PNC Bank from BBVA USA. You will be able to request a credit limit increase after 2/15/2022. We apologize for any inconvenience this may cause.

 


Thanks for reporting the DPs on the CLI requests.  So, roughly ~4 months away, not bad.  Not sure why some folks may find such a boiler-plate message offensive 🤷🏼‍♂️  Seems like a straightforward message to me (IMO), plus at least it's published vs. agents guessing or not being sure whether it could be done or not.

Message 38 of 109
jeffj25
Valued Member

Re: BBVA/PNC CLI data points & other transition tips


@FinStar wrote:

@jeffj25 wrote:

I just tried a CLI and this is what I got

 Thank you for your recent request for a credit line increase. At this time, we are not offering credit line increases to customers whose accounts transferred to PNC Bank from BBVA USA. You will be able to request a credit limit increase after 2/15/2022. We apologize for any inconvenience this may cause.

 


Thanks for reporting the DPs on the CLI requests.  So, roughly ~4 months away, not bad.  Not sure why some folks may find such a boiler-plate message offensive 🤷🏼‍♂️  Seems like a straightforward message to me (IMO), plus at least it's published vs. agents guessing or not being sure whether it could be done or not.


I was joking about being offended. I kind of figured it would take them a while before a CLI was available. The card is not helpful for me so its going to be sock drawered anyway. I can't speak for everyone else, but I was just having a little fun with the whole thing. Smiley Happy

Message 39 of 109
JR_TX
Valued Contributor

Re: BBVA/PNC CLI data points & other transition tips


@Hex wrote:

Is it just me or was that CLI request decline offensive? The unwashed BBVA foundlings....

They aren't even trying to be nice. They could have cited a recent account change but no they went with: "BBVA customers need not apply". 


Lol. I can already picture a sign on their break room wall...

"Water dispenser for PNC Employees only. BBVA employees must use tap water."!!

New cc TLs : 0/6 ; 1/12 ; 2/24
HPs EX 2 EQ 2 TU 1
AAoA 6y0m
UTIL 1% - 3%
$240K+ Total Limits




Message 40 of 109
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