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Just a side note if anyone is curious. Just for giggles I hit the CLI button for the converted BBVA accounts. It stated this account from BBVA will not be eligible for an increase until 2/2022.
I think I'm just going to close this card. It's a little over 3 years old but the rewards structure doesn't work for me, it only has a 10k limit and I can already tell pnc is going to be a pain to deal with.

@SG43-- please reference posts upthread, there's already a discussion on this topic.
Just received an alert about a change to my EQ: "Your Equifax credit report indicates there has been a change to this account...Creditor's Name PNC BANK, NA."
I checked my report and the acct # is the same and they sent data from the past wk. So, keep that in mind if you're minding your util...ETA: Updated on all bureaus as of today.
I was planning to pay off my bal before the statement cuts next wk. I really hope that they still report to the bureaus after my next statement cuts.
Keep an eye on your new PNC account - my statement just cut and they pushed up the due date by 3 days without any notice, but the statement date stayed the same.
This could be a problem for people who have payments set up on the old date.
@JNA1 wrote:Keep an eye on your new PNC account - my statement just cut and they pushed up the due date by 3 days without any notice, but the statement date stayed the same.
This could be a problem for people who have payments set up on the old date.
Thanks for the heads up. So far my current due dates match to the former BBVA accounts' dates, but I'll definitely check once the next statement cycles generate for all of them.
My BBVA due date was always on the 11th, and the statement would cut between the 13th - 15th. The statement cut yesterday, and my new PNC due date is the 8th, and the closing date is going to be the 13th.
@atst2000 wrote:@cr101 Thank you for posting this.
I amongst millions of other sorry saps, have been migrated to this abysmal banking institution.
I banked with them 10 years ago (not by choice) when they bought out National City.
Here's an important note for PNC checking:if your coming from BBVA, you will be charged checking fees if you don't have a minimum balance of $500.
Also they migrated me to the PNC points card. Don't be fooled by the 4% earning rate. The points are worth less that a quarter a penny!
Meaning, if you want a $100 cash , you need 50,000 points LOL!
So long BBVA, it was nice knowing ya...
Checking fees? I've been a PNC customer since 1997 and I don't have checking fees, probably because I have direct deposit.
This merge has been DISGUSTING.
First they take away my 3% medical card, now they want to charge me for putting MY money in their bank. You can go to unholy places, PNC.
I'm going to literally (after this post) march into a PNC and close its checking and tell them exactly how we feel! No point to their uselessness.
As for the card, I have 0% APR on it (they better not touch that or it's going to be really the gallows for them).
I have a 3% debit card (albeit crypto) cash back for medical bills and 100% back on Netflix and Spotify. And of course it's metal and purple. My favorite colors.
PNC and a certain credit union.... No money for you! 😂 More money for me from other FIs who are actually going to be taking my money more seriously.
Here's my.... FICO card.
Hey everyone,
I have a BBVA credit card and apparently BBVA was bought out or merged with PNC...so now I have a PNC card/account. The only negative that I have really in my credit profile is the length of my credit cards. I had this card for a while. I happened to check my credit report and when it switched from BBVA to PNC it shows the length of my credit history as 1 month instead of the 2 years it was showing when I had BBVA.
When banks/credit cards/companies merge...do they reset your length of history with them?
Hopefully this makes sense....
Thanks!