cancel
Showing results for 
Search instead for 
Did you mean: 

BCE LUV Question

tag
minimock
Frequent Contributor

BCE LUV Question

Well, I was flat turned down at 61 days..... So I waited 6 months plus a few days...

 

Got this

 

Request a Line of Credit Increase
 

Your request for a line of credit increase has been submitted. 
You will receive a written response within 7-10 days.

 

 

Anyone ever got this and got the LUV?

 

I only tried 2X this time Smiley Very Happy

Message 1 of 27
26 REPLIES 26
minimock
Frequent Contributor

Re: BCE LUV Question

Anyone??

Message 2 of 27
tylaw13
Regular Contributor

Re: BCE LUV Question

what was the reason for the denial at the 61 day mark?

EQ FICO - 725 (9/11/13) TU FICO - 724 (6/27/13) EX FICO (6/30/13) 755 AMEX
Im my wallet - Cap1 Platinum MC(2000) Chase Freedom(1500) AMEX BCE (7000) Discover IT (8000) CSP (15000) Cal Coast CU (8000)
Message 3 of 27
DeadSpider
Frequent Contributor

Re: BCE LUV Question

Read the reason why your denied and post it. Log in and you'll be able to read the 7-10 day letter.

Message 4 of 27
minimock
Frequent Contributor

Re: BCE LUV Question


@tylaw13 wrote:

what was the reason for the denial at the 61 day mark?


Util was at 31%

 

It is 10% now.

Message 5 of 27
minimock
Frequent Contributor

Re: BCE LUV Question


@DeadSpider wrote:

Read the reason why your denied and post it. Log in and you'll be able to read the 7-10 day letter.


Where do you find this?

 

I looked all over the web site.

 

Thanks

Message 6 of 27
distantarray
Established Contributor

Re: BCE LUV Question

NEVER... EVER apply for CLI with 30%+ utility you'll be turned down 100% of the time. If you can not get it down to under 5% with Amex I don't think it's even worth trying. Haven't ever seen success. 


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 7 of 27
minimock
Frequent Contributor

Re: BCE LUV Question


@distantarray wrote:

NEVER... EVER apply for CLI with 30%+ utility you'll be turned down 100% of the time. If you can not get it down to under 5% with Amex I don't think it's even worth trying. Haven't ever seen success. 


I am at 10% now....

 

I guess the question that comes to mind is why wouldnt they just deny it like before instead of the 7-10 day deal.

Message 8 of 27
DeadSpider
Frequent Contributor

Re: BCE LUV Question

Did you get email after CLI you should have a link that takes you AMEX and put in your social I think and see the letter.

That's how I got my letter a month a go 7-10 days....

Message 9 of 27
youngandcreditwrthy
Senior Contributor

Re: BCE LUV Question

Hmm well I got approved for the card with like 12% util.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 10 of 27
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.