BCP gas question?

[fastalkintn]

I was reading the info on my new Amex BCP and have a question about the fuel cash back. It clearly states 6% for grocery and 3% for gas but in the gas category it said does not apply for grocery stores that have gas. So if I buy gas at Kroger or Sam's club which category would this fall under?

[Anonymous]

You need a gas station not tied to a store rewards program for the 3% I'm pretty sure.

[fastalkintn]

So if I buy gas at a grocery store does that fall under the 6% grocery category? Or does it go to the 1% for everything else category?

[Anonymous]

1%

Edit:  I just got the BCP in my hand yesterday myself but those are the rules as I read them.  Someone else can maybe confirm.  I was getting gas at Fred Meyer which is a division of Kroger but I'll have to stop and switch to the mobile station down the street to get the 3%.

[Anonymous]

OP, I was in the same situation recently. I always filled up at Qwik Shop until I checked my statements it was 1%, not 3%.

[fastalkintn]

Kind of what I figured but thought I would ask. Thanks for your help. I am still waiting to get my card in hand. Should be here Monday I hope.

[Anonymous]

I'm surprised nobody has compiled a user confirmed retailer list for this card.  

Edit:  I've just assumed I can't grocery shop at Fred Meyer because they have a furniture and electronics section but I'd like to know for sure.

[Themanwhocan]

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@Anonymous wrote:

I'm surprised nobody has compiled a user confirmed retailer list for this card.  

Edit:  I've just assumed I can't grocery shop at Fred Meyer because they have a furniture and electronics section but I'd like to know for sure.

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Its not feasable to come up with such a list. The same name store in different locations could be coded differently. Heck, the same store could be coded differently depending on where in the store you pay for your transaction.

You can try using this tool: 

https://www.visa.com/supplierlocator/index.jsp

[Anonymous]

I use Quicken and download my transactions.  If Quicken automatically catagorizes a transactions as "grocery" does that indicate I'll get the 6% cashback rate?

[takeshi74]

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@Anonymous wrote:

You need a gas station not tied to a store rewards program for the 3% I'm pretty sure.

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Rewards program isn't relevant.  Shell is tied to Kroger's reward program and is coded as a gas station.  It's the merchant coding that matters and I have no idea how Kroger's gas stations are coded.