@GoRavens wrote:
I'm pretty sure AmEx has a listing of what MCCs they consider to be Grocery Stores. Some Target's/Walmart's are counted in the grocery bin, some arent, I think you can look up what your store is here: http://visa.via.infonow.net/locator/usa/supplier/NewSearch.do
AMEX doesnt care about MCC's. Those are for Visa and mastercard networks only. Amex and Discover will do their own categorization. Some Targets and Walmarts(real walmarts i mean, not walmart grocery stores) do show up under MCC with codes for Groceries as well as Discount store. I know Amex at least used to have a pdf of all the possible MCC codes, but they won't necessarily follow them. There's a big thread on some other forum about that.
Like with my work cafeteria, its an outsourced business that counts as a fast food restaurant under MCC. But with my Zync restaurant pack i could not earn restaurant bonus points like at subway or burger king, and with my discover it also did not earn the 5% during the restaurant promtion when other fast food places did. to them it ended up under catering and travel/entertainment. When i got my freedom and sapphire, i get the restaurant bonus points with both (both are mastercards).
