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What are the best Credit Unions to join that offer the higest limits on their credit cards? I am looking to move some of my cards away from banks to the CU's that seem to offer higher limits and better features. I would appreciate the suggestions.....
If you have experience, please let me know if they perform a soft or hard inquiry to join and which bureau they pull. What are some of the limits that you have been able to get from the CU's?
Thank you for any help.
Approvals (and limits associated with them) are always profile specific.
As far as guess work, you didn't provide any info about yours, so there is no way to guess anything.
You know how this works, you've been asking for data points in approvals in so many threads. This is no different
Moving the posts is why so many people have left this board and gone to others.............I wasnt asking for data points, I was simply asking for the best CU's.......
@MCM1 wrote:Moving the posts is why so many people have left this board and gone to others.............I wasnt asking for data points, I was simply asking for the best CU's.......
Your post was moved because it was in the wrong forum , you will get more responses when it's in the correct forum .
And you did ask for data points in your post
Asking for the best of anything requires knowing what you want.
Some CU's have high reward cards, some, high Cl's, some good HYS/CD rates, some are best for loans. Others have friendly support, ATM's with no fees. Many want no FTF cards only, and others want cell-phone coverage and mobile wallet. More than 30 features to compare between CU & CU. Any answer you get will just be one persons view for what he/she likes, which is unlikely the same view as you
I had the post in the section I wished and would the most views. And NO I didn't ask for data points. I asked only for the best cu's and then at the end I asked simply if they had any experience I would love to hear it.
@Jnbmom wrote:
@MCM1 wrote:Moving the posts is why so many people have left this board and gone to others.............I wasnt asking for data points, I was simply asking for the best CU's.......
Your post was moved because it was in the wrong forum , you will get more responses when it's in the correct forum .
And you did ask for data points in your post
@MCM1 wrote:Moving the posts is why so many people have left this board and gone to others.............I wasnt asking for data points, I was simply asking for the best CU's.......
Are you serious?
You put this post in Approvals, I moved it to Credit Cards.. and you're unhappy?
What exactly was approved?
Credit unions seem to be more forgiving and have better rates etc but as for credit lines, I've always had the biggest ones from banks.
@MCM1 I don't have all the information you asked, but if you have any way to do it, I suggest Navy Federal. They are widely regarded as the best credit union that exists.
@Remedios wrote:
@MCM1 wrote:Moving the posts is why so many people have left this board and gone to others.............I wasnt asking for data points, I was simply asking for the best CU's.......
Are you serious?
You put this post in Approvals, I moved it to Credit Cards.. and you're unhappy?
What exactly was approved?
To be fair, there are approx 7 billion people on this planet and only a very small fraction are on MyFico. Perhaps most of them are on the other boards OP references? So maybe mods ARE doing something wrong!