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Yesterday I opened a BMO and Chase checking accounts for the $300 subs. The last of my credit card apps with be with both BMO and CHASE and than the garden again. I already have a SYW (Showing) and Apple card (Not showing) approvals (Dec 2024). EQ and TU each have 1 ding and the Chase rep stated they pull EX (Az).
I know Chase has a 5/24 rule and I should be fine as SYW is the only card showing and I believe the Apple card will show up in the 3rd month of last month of Jan, per reading the terms.
I plan on applying for both Personal and Buss CCs from BMO and Chase, with Chase being around 01/14/25 and than BMO that same day or the next day.
What are you guys seeing as great cards that have 2% or higher with real world spend ....Bills, Gas, Lyft, Resturants, etc...
I got the SYW thinking it would appy to the items I mentioned but it doesnt and while its good at Groceries 3% and Gas 5%...I will hoping for all around card that be at 3% and its not.
I may need a BT in the future and I know new cards sometimes offer these
Robinhood 3%, AOD 3% ($1500/mo spend), USB Smartly for uncapped 3%-4% (depending on requirements met)?