I just asked to PC my Cash Rewards over to the Better Balance Rewards as of this afternoon. I'll be forfeiting my current cash back rewards in order to do this, I think it's like 12 bucks
. OH well, at that rate, I would need to use the card more to redeem at least 25 bucks minimum, but I have BT's going on and don't charge on the card anymore, because of the 0% offers I'm using.
Just keep making my payments and every 3 months, I'll get $25 bucks, since it's all at 0%
@lg8302ch wrote:I have my BBR card for like 30 days only and just received the first statement credit of 30USD
.. OP do you let a balance report or do you let 0 balance report ? If 0 balance reporting is done this could be the explanation. All I had on mine was the Netflix charge and it worked.
I let the balance report every month and pay it off before the due date. The $3.xx has been reporting every month for maybe a year now. At first I thought the $25 reward was just acumulated somewhere. Did your $30 credit get deposited into your bank account? Or how did it report if your balance was less than $30? I don't think it would make your balance go negative right? I'm guessing that's where I went wrong, i didn't charge more than $25 in the months when the reward was supposed to credit.
@Anonymous wrote:
@lg8302ch wrote:I have my BBR card for like 30 days only and just received the first statement credit of 30USD
I let the balance report every month and pay it off before the due date. The $3.xx has been reporting every month for maybe a year now. At first I thought the $25 reward was just acumulated somewhere. Did your $30 credit get deposited into your bank account? Or how did it report if your balance was less than $30? I don't think it would make your balance go negative right? I'm guessing that's where I went wrong, i didn't charge more than $25 in the months when the reward was supposed to credit.
For me it just shows a statement credit. On 10/1 I paid my previous balance to $0. On 10/2 I had about a $38 charge at a retailer with a 10% CB offer. On 10/3 BoA credited me with $30 for the quarter. My statement balance dropped to $8. The ~$3.80 CB will be deposited back into my checking account in a couple of months. My goal was to spend at least $31 this month to make sure I had a balance after the BBR reward.
It may be possible to have the BBR reward be deposited to your checking account, but I haven't seen that option.
@CreditDunce wrote:For me it just shows a statement credit. On 10/1 I paid my previous balance to $0. On 10/2 I had about a $38 charge at a retailer with a 10% CB offer. On 10/3 BoA credited me with $30 for the quarter. My statement balance dropped to $8. The ~$3.80 CB will be deposited back into my checking account in a couple of months. My goal was to spend at least $31 this month to make sure I had a balance after the BBR reward.
It may be possible to have the BBR reward be deposited to your checking account, but I haven't seen that option.
I'm guessing that was my problem, not charging over the $25 to let the reward credit... So sad! 
How does everyone have all these good CB offers? I've never used it before, but looking now, I only have T-Mobile and AT&T Wireless cash back deals, which I cannot take advantage of. Are these deals unique and random like Amex? Or am I looking in the wrong place?
If you look at the CC page, click "View Rewards Preference" under Rewards. It takes you to a page where you can choose between a statement credit or or depositing it into a BOA/Merrill Lynch Checking or Savings acct.
@Anonymous wrote:
@CreditDunce wrote:For me it just shows a statement credit. On 10/1 I paid my previous balance to $0. On 10/2 I had about a $38 charge at a retailer with a 10% CB offer. On 10/3 BoA credited me with $30 for the quarter. My statement balance dropped to $8. The ~$3.80 CB will be deposited back into my checking account in a couple of months. My goal was to spend at least $31 this month to make sure I had a balance after the BBR reward.
It may be possible to have the BBR reward be deposited to your checking account, but I haven't seen that option.
I'm guessing that was my problem, not charging over the $25 to let the reward credit... So sad!
How does everyone have all these good CB offers? I've never used it before, but looking now, I only have T-Mobile and AT&T Wireless cash back deals, which I cannot take advantage of. Are these deals unique and random like Amex? Or am I looking in the wrong place?
If you look at the CC page, click "View Rewards Preference" under Rewards. It takes you to a page where you can choose between a statement credit or or depositing it into a BOA/Merrill Lynch Checking or Savings acct.
That just doesn't track. You should still get the $25 credit for a quarter where you met the requirements. It's the *next* quarter that would get screwed up by the $25 credit for the prior quarter, because it will indeed make your balance go negative, and it will stay negative until you charge enough to give you a balance, or you call customer service and request a check for the credit balance. Anyway, they don't abstain from giving you the credit, it's the actual awarding that potentially messes things up.
I don't know what criteria they use in offering BankAmeriDeals. You should find anything available in the Cash Back Deals tab. I have a feeling that the miore of them you use, the more they offer. I've used about a half dozen in the last couple of years. Right now, I have 18 available deals:
10% cashback Five Guys Burgers and Fries Expires 11/15/2014
20% cashback Quick Lane Tire & Auto Center 11/15/2014
10% cashback Petflow.com Earn 10% cash back on your Petflow.com purchase amount up to $125. Pet food delivery! Expires 11/20/2014
5% cashback P.F. Chang's Expires 10/28/2014
10% cashback Pei Wei Asian Diner Expires 10/28/2014
10% cashback Tom & Eddie's Expires 10/27/2014
10% cashback Edible Arrangements Expires 10/13/2014
15% cashback Peapod Expires 10/23/2014
25% cashback HelloFresh.com Expires 10/20/2014
10% cashback SmartStyle Hair Salon Expires 10/6/2014
$75.00 cashback DIRECT NFL SUNDAY TICKET is back! Upgrade to DIRECTV and earn $75 cash back through BankAmeriDeals! Expires 10/18/2014
$75.00 cashback AT&T Switch to AT&T and earn $75 cash back when you sign up for a new qualifying line of wireless service! Expires 10/14/2014
10% cashback Quiznos Expires 10/7/2014
10% cashback Kmart Expires 10/11/2014
10% cashback Petco Expires 10/15/2014
5% cashback Pet360 Expires 10/31/2014
10% cashback PetSmart Expires 11/3/2014
10% cashback DSW Expires 10/28/2014
My wife's list is a little smaller.
Chris.
@Themanwhocan wrote:
@lg8302ch wrote:I have my BBR card for like 30 days only and just received the first statement credit of 30USD
It is possible for a new customer to receive the first payout in less than 3 months. Here is there example for the quarter ending in June.
Maybe it's just my bad luck, but I'm 0 for 4 on getting the reward the first quarter. I know at least once it was a legitimate screw-up in that I let a credit post just before the statement was cut and didn't catch it in time to spend it up. But on at least a couple of the cards, I had a balance on each statement for the quarter. I tried calling customer service, but it was so exhausting. Every time I called, I had to wait forever for a CSR, who then had never heard of the Better Balance Rewards program, would have to put me on interminable hold to educate themselves about the program and then still didn't get it and couldn't provide any meaningful help even when I explained the program to them. Maybe the CSR's are better informed now, maybe their system is better programmed now. But I'm getting all of my bonuses now, so I'm just glad I made the switch on all our sock-drawered BofA cards.
Chris.
@Anonymous wrote:
@lg8302ch wrote:I have my BBR card for like 30 days only and just received the first statement credit of 30USD
I let the balance report every month and pay it off before the due date. The $3.xx has been reporting every month for maybe a year now. At first I thought the $25 reward was just acumulated somewhere. Did your $30 credit get deposited into your bank account? Or how did it report if your balance was less than $30? I don't think it would make your balance go negative right? I'm guessing that's where I went wrong, i didn't charge more than $25 in the months when the reward was supposed to credit.
I had 7,99$ report and found the full 30$ on my bank account. The balance of the card I had to pay it did not automatically deduct it. I will see what will happen next quarter as I do not intend to use the card for much as I lost the Visa Signature benefits.... this card only comes in Platinum version.
@CreditDunce wrote:You have a Quiznos deal? The only useful deals I have are several pet stores and Autozone. After I use one of the deals, it comes back in a couple of months. If I ever run out of pet store deals, I will have to try buying lunch at Quiznos... or maybe it would be better to buy at subway.
The deals are supposed to be based on where you shop and local retailers. I am not sure how true that is, but I didn't have many deals available when I first received the Cash Rewards CC. They may also give you additional deals if you download their mobile app. But I haven't tried that.
I have never used any of their deals as I only get deals for local use... and I am in Europe ...the worst the same deal keep coming back