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BOA CLI Thresholds

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Marcos8
Established Contributor

BOA CLI Thresholds

Does Bank of America have any thresholds when asking for a CLI ( like Amex ~25k rule ) ? Do they ever ask for income verification or  tax transcripts/ bank statements after a certain point? What is everyone's experience when asking for a CLI above 25k with BOA? 

 

Message 1 of 7
6 REPLIES 6
iwazl71
Frequent Contributor

Re: BOA CLI Thresholds

I have 1 BOA card, the cash rewards.  I started at 5k about 2 years ago and now I am at 50k.  3 CLIs during that span.  I do have high income and pretty good scores so it probably helped.  No income validation though.

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 2 of 7
Marcos8
Established Contributor

Re: BOA CLI Thresholds

Thanks for the input!

Message 3 of 7
B335is
Moderator Emeritus

Re: BOA CLI Thresholds

BoA has generally honored CLI for me every six months. They will usually hard pull my TU and it hasn't been instant in most cases. I've usually requested 3x my current limit and they've granted 2x. My Cash Rewards started with $2500 limit (on reconsideration) and is at $25k three years later.
Message 4 of 7
ScoreOrBeScored
Valued Contributor

Re: BOA CLI Thresholds

March 20th - opened travel rewards - $2k 

 BBR - $10k

 

 

may 27th - travel rewards - $10k

bbr - $12k

 

June 4th - travel rewards - $15k 

Message 5 of 7
Anonymous
Not applicable

Re: BOA CLI Thresholds

Opened Cash Rewards in April, approved for $1000, called and recon to $19,500.

Message 6 of 7
ojefferyo
Valued Contributor

Re: BOA CLI Thresholds

I'm at $32k exposure with them between 2 cards and no income verification. 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
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