BOA CLI's

[B335is]

$3k to $7.5k increase is worth a hard pull in my opinion.  They've been good about doubling my limits every 6 months or so but always a hard pull TU.  I've read some people can get a soft pull increase but no idea what goes into that decision.

[eagle2013]

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@Shock wrote:
Shucks. They counter offered with 7500. Should I be happy? Can I recon that even though it isn't a denial?

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Was it a computer counter-offer? Call the backdoor number, they have more discretion in reconning a higher limit. Just let them know that this will be your main card, etc. Good luck!

[Shock]

No, I called the Executive Office and I did it through there. However I am Not sure because when I called they transferred me to card services. So I am unsure whether  it went directly to underwriting or not. I think I will call back and get an explanation for why it was such a little counter offer. Will update

[Shock]

UPDATE:

So I called back, and they said I only got 7500 because it was a new account. No other risk apparently. 

On the plus side, I got it converted to a VISA signature..They said it as going to change my account number...any reason why?

[score_building]

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@Shock wrote:

UPDATE:

So I called back, and they said I only got 7500 because it was a new account. No other risk apparently. 

On the plus side, I got it converted to a VISA signature..They said it as going to change my account number...any reason why?

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It's a different product.

[Shock]

Thanks. BOA was pretty nice to me!