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BOA CLI?

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RonM21
Valued Contributor

Re: BOA CLI?

Wish they were SP, but the HP is their thing, unless you're one of the lucky ones fhat get a random offer from them.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 11 of 15
Anonymous
Not applicable

Re: BOA CLI?

BOA is always a HP for me

Message 12 of 15
elim
Senior Contributor

Re: BOA CLI?

Message 13 of 15
Grabiela
New Contributor

Re: BOA CLI?

Three days ago i did request a credit line and it was a hard pull, TU. My limit went from 45K to 60K.

Message 14 of 15
Uncle_Money
Established Contributor

Re: BOA CLI?

Hey guys,

 

I thank all of you for your input! This is very important because had I pulled the trigger, it could have possibly affected my refinance. So with that said, I'm NOT going to ask for a CLI at this time. You guys are awesome.

 

Note: BOA must have changed this policy because years ago, it was always a soft pull through Experian. So this is good info to know!

 

Thanks,

 

Uncle Money

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 15 of 15
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