Yes, nicely done @ matt175!.
Gmood1, really great scores my friend!. Fako or not if i saw 800+ id jump for joy. I just did my first bt with Boa and my fako dropped 16 points but thats because Boa is super fast reporting where as some of the cards i paid off still havent updated so its like i put 2000 more on my boa on top of my others. Im not worried, i know itll go up.
Question though , i would prefer to use the link for cli before dec so hp falls off by end of 2018,( but if best to wait til bk falls off in dec , will do) does anyone think still having a balance for my bt would have any affect on getting a cli? Just curious.
@Credit_hawk i still see my link even if website has been updated if it helps
Gmood1, really great scores my friend!. Fako or not if i saw 800+ id jump for joy. I just did my first bt with Boa and my fako dropped 16 points but thats because Boa is super fast reporting where as some of the cards i paid off still havent updated so its like i put 2000 more on my boa on top of my others. Im not worried, i know itll go up.
Question though , i would prefer to use the link for cli before dec so hp falls off by end of 2018,( but if best to wait til bk falls off in dec , will do) does anyone think still having a balance for my bt would have any affect on getting a cli? Just curious.
@Credit_hawk i still see my link even if website has been updated if it helps
@AverageJoesCredit wrote:
@Anonymous, nicely done @ matt175!.
Gmood1, really great scores my friend!. Fako or not if i saw 800+ id jump for joy. I just did my first bt with Boa and my fako dropped 16 points but thats because Boa is super fast reporting where as some of the cards i paid off still havent updated so its like i put 2000 more on my boa on top of my others. Im not worried, i know itll go up.
Question though , i would prefer to use the link for cli before dec so hp falls off by end of 2018,( but if best to wait til bk falls off in dec , will do) does anyone think still having a balance for my bt would have any affect on getting a cli? Just curious.
@Credit_hawk i still see my link even if website has been updated if it helps
Thanks my friend! You've received a CLI with BofA before.. correct? Apparently the BK doesn't bother them. Your scores will jump 100 points when the BK falls off.
I'd go for it! Lol
What's funny about those Vantage scores. Mine didn't jump into the 800s till I got the Alliant shared secured loan and allowed it to report below 9% owed. Clearly the vantage scores grade heavy on what is owed verses original installment loan amounts. I already had several installment loans reporting before the SSL. None paid below 80% though.
@iv wrote:
@zerofire wrote:BoA has recently redesigned their website this year and completely removed the button. The only way to have the credit limit changed now is by calling in.
Eh? It's still there (not a button, but a small text link)... and if you hit it, it pops right back up 90 days later:
Wow that is a lovely limit
Gardening until September 2025Yea my account shows the CLI link also
@zerofire wrote:BoA has recently redesigned their website this year and completely removed the button. The only way to have the credit limit changed now is by calling in. Since your account is only 3 months you should wait at least another 3 or even better wait 9. Most accounts become eligible for CLI's at 1 year because they age nicely by then with BoA. BoA is a buisness bank and they are much more by the book at first with small limits but over time the sky will be the limit.
This is demostrably false. I don't recall ever seeing a "Button" anyway, it has always been a plain text link and as others have pointed out, it's there...clear as day...as long as it's available to you. My guess is it hasn't shown up on your account so you just assumed that a website redesign did away with the button?
