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BOA Mid-Cycle Reporting ISSUE

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mssher
New Contributor

BOA Mid-Cycle Reporting ISSUE

Hi, so I have tried the following to get BOA to report my 2 accounts mid-cycle:

 

1) Product change upgrade on my MC (account # actually changed)

2) Credit limit increase approved from 7,000 to 10,000 on my Visa

3) Updated address, phone#, and added work ph# to both accounts

4) Requested mid-cycle reporting via online chat

5) Called customer service and requested mid-cycle reporting

 

RESULTS (in case anyone was wondering):  NO mid-cycle reporting from BOA.  According to the CSR, they will only snail-mail a letter stating that account has a zero balance.  That is all they are stating that they can (or will) do. Smiley Sad

 

 

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 1 of 4
3 REPLIES 3
SOGGIE
Valued Contributor

Re: BOA Mid-Cycle Reporting ISSUE

Hm! That has never been my experience with BOA. Might I suggest you try calling them again to request a mid-cycle report to CRAs. Results vary among CSR. Good luck!
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 2 of 4
mssher
New Contributor

Re: BOA Mid-Cycle Reporting ISSUE

SOGGIE, can you tell me the verbage that you used with them?  Was it fairly recent??

USAA AmEx 17,000 | USAA Visa 14,500 | BOA Visa 10,000 | BOA World MC 10,000 | Fifth Third 9,000 | Discover IT 13,500 | Barclay Apple Rewards 6,440 | AMEX BCE 6,000 | Citi DC 6,3000 | US Bank Cash+ Visa Sig 5,000 | PenFed Visa Sig 5,000 | Alliant Visa 5,000 | Citi Sears 5,000 | State Farm Visa Sig 5,000 | CapOne QS 5,250 | Firestone 2,200 | Kohls 2,000 |
FICO 8: EX 782 - EQ 794 - TU 796 *** Goal: Decrease Number of Cards to 12 + store cards ***
Message 3 of 4
SOGGIE
Valued Contributor

Re: BOA Mid-Cycle Reporting ISSUE

I told them that my account was not reporting the current balance info on my credit reports and that I'm requesting a mid-cycle report to the credit bureaus to reflect my updated balance.
Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben
Message 4 of 4
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