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BOA Secured Card Graduation

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doz4life
Established Member

BOA Secured Card Graduation

Today at the 6 month mark I submitted a manual request to unsecure my Bank of America Secured Card and my request was approved. I also submitted a credit line increase and was informed that it may take a few days before I am informed of the banks decision.

Message 1 of 10
9 REPLIES 9
Elpadrino1
Valued Contributor

Re: BOA Secured Card Graduation

Congratulations on your BofA cc graduation!!

Message 2 of 10
Heatt99
Frequent Contributor

Re: BOA Secured Card Graduation

Congratulations, that's one of the earliest timeliness that I've seen from BOA. Hope they grant your request.

Message 3 of 10
CreditAggie
Community Leader
Super Contributor

Re: BOA Secured Card Graduation

Congratulations on your BofA graduation!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (January 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 10
KingRue8500
Senior Contributor

Re: BOA Secured Card Graduation

Congrats on your BOA Secured Card graduation




Message 5 of 10
Total80sKid
Senior Contributor

Re: BOA Secured Card Graduation

Congrats on the graduation! 🎉🥳

Message 6 of 10
sourpuss29
Frequent Contributor

Re: BOA Secured Card Graduation

Congrats on graduating!🎉

Message 7 of 10
Papa_Bear
Frequent Contributor

Re: BOA Secured Card Graduation

Congratulations on the graduation!




Message 8 of 10
FancyFico123
Established Member

Re: BOA Secured Card Graduation

Congrats on the graduation! Hoping my $99/$500 graduates soon as well!


CLOSED: Milestone, Credit One, Old Navy, Citi Secured, Barclaycard



Entering the garden..
Message 9 of 10
Anonymous
Not applicable

Re: BOA Secured Card Graduation

Same as well! I read all the previous threads about BOA secured graduation and decided to give a try today. I also know I increased my credit score big time since I got the card, about 100+ points on all bureaus, so felt I would get a favorable result. I'm currently at low 700's, striving for higher. Had my secured cash rewards a little under a year-always paid on time, PIF each month, always charged about 4% after payment to show a balance on CR. Tried asking for CLI through chat on website, but rep said I'd have to call.

 

Called BOA CS, talked to a friendly rep, and reiterated been working on my credit since I got the card, working on buying a home later this year and I'd only want a graduation/CLI if a SP, he understood too, asked for my amount, I asked for double of my SL, then he said approved! At first just the manual graduation, but then he said it came up my CLI was approved as well! 

 

Hope these DP helps others on their credit journeys! 

 

I definitely appreciate all those who shared their experiences as well! Helps a lot! =)

Message 10 of 10
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