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I understand from reading here that some people have gotten 2 cards for 1 pull from BOA and Chase. For someone with no BOA relationship, would this work for the Cash rewards and BBR combo. I think BOA pulls EQ for apps and TU for CLI's. Also is it true that I could use one TU HP for CLI's on both cards, if approved, within 30 days? How soon after approval and how often can CLI requests be made with BOA?
For Chase, would this work for say the AARP and CSP. I do have just a Freedom with Chase?
Lastly, if this works, is it common for the 2nd app to go into pending status or instant approval as well?
Chase came up both pending for me within 5 days of each other. Hyatt was in July and just got the Southwest and AARP last week.
@Anonymous wrote:Chase came up both pending for me within 5 days of each other. Hyatt was in July and just got the Southwest and AARP last week.
Thanks MrPTato. Did you wait them out or call in and do you mind posting your SL's?
Also, keep in mind that the 1 HP for 2 applications back-to-back (i.e. Chase, BOA/FIA) is a YEMV outcome. Additionally, BOA is not exclusive to EQ for new applications. Depending on your location, they can pull EX or TU as well.
@FICOEmpire wrote:
@Anonymous wrote:Chase came up both pending for me within 5 days of each other. Hyatt was in July and just got the Southwest and AARP last week.
Thanks MrPTato. Did you wait them out or call in and do you mind posting your SL's?
My July Hyatt was $8k and had to call into verify. Southwest was $8k, got the we'll let you know message and let it ride out. AARP was $7500 got a different message in regards to time and it showed online a few days later so I didn't call.
I am moving some lines around as I met the spend on Hyatt, so I dropped that to $500 for the free night..I will use once in a while to keep open for now. Southwest bumped to $13,000 from re-allocation and AARP has $10,000 from re-allocation.
My April BoA Cash Rewards was a pull from Ex.
@Anonymous wrote:
@FICOEmpire wrote:
@Anonymous wrote:Chase came up both pending for me within 5 days of each other. Hyatt was in July and just got the Southwest and AARP last week.
Thanks MrPTato. Did you wait them out or call in and do you mind posting your SL's?
My July Hyatt was $8k and had to call into verify. Southwest was $8k, got the we'll let you know message and let it ride out. AARP was $7500 got a different message in regards to time and it showed online a few days later so I didn't call.
I am moving some lines around as I met the spend on Hyatt, so I dropped that to $500 for the free night..I will use once in a while to keep open for now. Southwest bumped to $13,000 from re-allocation and AARP has $10,000 from re-allocation.
Thanks for the details. I apped twice in 2014 and was denied so I know they pulled EX for me too. Credit's much better now with no apps in almost a year.
@FinStar wrote:Also, keep in mind that the 1 HP for 2 applications back-to-back (i.e. Chase, BOA/FIA) is a YEMV outcome. Additionally, BOA is not exclusive to EQ for new applications. Depending on your location, they can pull EX or TU as well.
Thanks. I'm in the midwest and my 2 denials a year ago were from EX. About ready to try again.