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NowIcare
Regular Contributor

Re: BOA

I did the BofA soft pull online it said "we are sorry we cannot offer you a card at this moment" I said Ohh well. So a week goes by and I get a pre approval letter for BofA I said what the heck so I went online and entered the promo code on the letter and after a minute or so it said "Congratulations you have been approved your card should arrive in 7-10 business days. Smiley Wink
 
BTW: they pulled TU on me


Message Edited by NowIcare on 10-31-2007 11:39 AM
NO SIGNATURE FOR ME
Message 11 of 20
Anonymous
Not applicable

Re: BOA



rred4 wrote:
What report does bank of america pull and which card is the easy one to get ,im in chicago



They pulled Experian for me (Louisiana).  And, upon activation I requested a CLI and the soft inquiry also came from Experian.
Message 12 of 20
haulingthescoreup
Moderator Emerita

Re: BOA


@NowIcare wrote:
I did the BofA soft pull online it said "we are sorry we cannot offer you a card at this moment" I said Ohh well. So a week goes by and I get a pre approval letter for BofA I said what the heck so I went online and entered the promo code on the letter and after a minute or so it said "Congratulations you have been approved your card should arrive in 7-10 business days. Smiley Wink
BTW: they pulled TU on me


Hey, maybe that's what happened with me! About three weeks ago, someone here posted that they were taking apps online. I app'd and they offered me a partially-secured card. I just snickered and left it. (Soft inq, BTW.) About two weeks later, they sent an offer for a World Points card. Into the shredder it went--it looks like I'm going to be high-maintenance for any CCC's, so I want to wind up with kind-hearted companies. Smiley Wink Smiley Very Happy
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 20
Anonymous
Not applicable

Re: BOA

Hi,
BOA pulled EX for me in IL
Message 14 of 20
rred4
Regular Contributor

Re: BOA

hi busywoman I finally found someone in chicago,  did BOA approve you. What other cards did you get approved for if I may ask


Message Edited by rred4 on 11-01-2007 12:28 AM

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Message 15 of 20
Anonymous
Not applicable

Re: BOA

they pull TU for me. I don't know what card is easy. i started with the student card and worked my way up to the sig visa
Message 16 of 20
Anonymous
Not applicable

Re: BOA

they pulled and still pulll EX for me - I got an ol' MBNA baseball card.
Message 17 of 20
Anonymous
Not applicable

Re: BOA

Hi RRed,
I only applied for Hooters and was approved.
 
I am not going to apply for anything else for a while as I am focusing on increasing my scores now.
 
Were you successful with BOA?
Message 18 of 20
rred4
Regular Contributor

Re: BOA

no, but I applied for a CLI on my Fifth Third Bank card that I've had for over a year and never heard anything back. Never late and usually pay in full. But get this, 2 days later I applied for AMEX Delta and received call next day to verify home phone. I got my card on Friday, $3400 with %17.7 APR.  I will wait until march or April to apply for Hooter when I get my TU of 612 up to 660 and ditch 5th Third for being disrespectful  with this $500 limit.


Message Edited by rred4 on 11-18-2007 01:29 AM

Message Edited by rred4 on 11-19-2007 01:23 PM

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Message 19 of 20
rred4
Regular Contributor

Re: BOA

Hello

Starting Score: 580
Current Score: 750(EQ) 746(TU)
Goal Score: 800


Take the myFICO Fitness Challenge


Message 20 of 20
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