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You already have major cards, do you need a BofA Card? I'd say go for it if you were having trouble getting credit, but I don't see that's the case here. If you truly need to get in with BofA now, then go for it.
I wouldn't give a loan to a bank just to acquire a cheap plastic. With the cc you already got if you let them age you can and will be able to get a cc woth no af and perks in a few months, why would you want to give your cash for something you can do for free with just some patience? That's my opinion.
@Anonymous wrote:
Oh i see, i aply for their regular cc and they approved me for the secure one. I have until july something to take the offer
You were offered the 99/500 secured card right?
@Anonymous wrote:
Noo i wish!!! When i called them.i ask about that and they told me that i didnt qualify for that 😣 is their regular one, although i read some people post saying that they let go the oppurtunity for the regular secure card, and then they hot the 99/500 on the mail. I honestly dnt know
Hmm, that's strange. I wonder if you hold out for a little while if they will offer you the 99/500 instead? I don't really know.