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They always pull Transunion.
button shows up within 3-6 months. Just have to wait it out
Look around. It should always be there. They will give you an auto cli every 6 months. I started about 5 yrs ago with a secured card for 400.00 beause I needed another trade line for a mtg. Never thought much about it since it was always pay for everything. No cc's. So almost 18 months ago I decided to app for a real BofA cc. Got 12k limit and it is now 26k. And you don't need a zero balance to get there. I never asked for a cli. Did a couple of BT's with them also. Very good to deal with imo. Congrats on your BofA card!
@ScoreOrBeScored wrote:button shows up within 3-6 months. Just have to wait it out
It will show up, but I would not press it until at least 6 months after you open the account.
I preseed it as soon as it showed up, and had nothing to show for my trouble except yet another HP. I hit it again at the 6 month mark, and got exactly the CLI I requested (at the cost of another HP). Obviously, from what I just said, and from what I have heard from others, ALWAYS expect a HP from BofA.
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congrats on the bump, with usage and responsibility that card will grow!!