BOFA Luck

[Kooliad]

Sylvaitob which citi card you think I may have a chance with. I have a HD card I want a visa or MC with them any ideal which one I have have a chance at

[Anonymous]

I received 2 pre-approvals from them. The new CashReturns M.C. and a Diamond Preferred M.C. Applied on line within 3 days of each other, and both approved, with a $7,500 cl on each of the cards. They are the first cards I've ever had with them.

They pulled TU(I'm in Texas), with a score of 662.

I'd think if you don't have any CO's or collections, and any baddies you may have are over one year old, imo you stand a pretty good chance of getting a Citi card.

Message Edited by Sylviatob on 03-17-2008 04:42 PM

[Kooliad]

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Sylviatob wrote:
I received 2 pre-approvals from them. The new CashReturns M.C. and a Diamond Preferred M.C. Applied on line with 3 days of each other, and both approved, with a $7,500 cl on each of the cards. They are the first cards I've ever had with them.

They pulled TU(I'm in Texas), with a score of 662.

I'd think if you don't have any CO's or collections, and any baddies you may have are over one year old, imo you stand a pretty good chance of getting a Citi card.

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Thanks Sylviatob I think I will apply. I will check who gave me credit and see what scores got approved. For those cards.

[Anonymous]

Good luck!

[Kooliad]

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Sylviatob wrote:
Good luck!

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Sylviatob I got the 30 day message I will need a number if you have one so that I can make the call to check on application. Thanks

[Anonymous]

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@Kooliad wrote:

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@Anonymous wrote:
Good luck!

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Sylviatob I got the 30 day message I will need a number if you have one so that I can make the call to check on application. Thanks

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Coolo! I'm keeping my fingers crossed for you.

I'd suggest you wait at least 24 or 36 hours to check on the status.

But here is the status hotline number: 888-201-4523. that's the number I called. But I waited 2 full days to call them. Note that the phone number probably is their Philippines call center to take such calls.

[Anonymous]

Sylvia-

You have been tempting me-

First Discover now Citi?  You are killing me!!!!!!!!!

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Sylviatob wrote:
Good luck!

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[Anonymous]

Me? LOL. Timothy, with your scores you have your pick of any cc out there.

I do have to say that the times I've spoken to both Discover & Citi, I've been put through to what I consider, account specialists who are very kind, very understandable, and actually take time to visit with me. No script readers there. If you know what I mean.

[Anonymous]

My scores have been a flat line for 3 months-

You got to love a little customer service

I really have all the credit I need (for now) I try really hard not to add up my availible credit- it is kinda scarry-

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Sylviatob wrote:
Me? LOL. Timothy, with your scores you have your pick of any cc out there.

I do have to say that the times I've spoken to both Discover & Citi, I've been put through to what I consider, account specialists who are very kind, very understandable, and actually take time to visit with me. No script readers there. If you know what I mean.

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[Anonymous]

Ohhhhh Timothy, I totally understand where you are coming from. I'm trying to fly under the radar, hoping to avoid any AA's from anyone, due to this mini-spree I've just come off of. And there is no cc out there that I need or want(at this time. MMMV.lol)

And yes. True customer service is such a rarity to me. lol. Like a welcome breath of fresh air.