@Anonymous wrote:I have a BOFA world points card that will start charging me a $59 AF next month. I called BOFA BD # to see if i can do a product change was told i could but the AF will follow me to the new card, then the CSR asked me why don't you just apply for a new card that doesn't have a AF. I took her advice an applied over the phone for a BOFA Amex was denied because i already have line of credit with them which is my WP card with a $5000 limit an they couldn't extend me anymore credit at this time. I just did a BT to pay off my WP card with BOFA earlier this week just waiting for the payment to post. If i close my WP account do you all think i could have a successful recon with the BOFA Amex or am i dreaming lol
From what I've been reading about this $59 AF that's been imposed on some customers, and from the reasons that you mentioned they gave you, I think that if you closed your current card and successfully reconned, the new card would come with a $59/AF. 
BoA is looking for a means of levying fees on whichever lucrative targets they can. I seriously doubt that closing your current card, and opening a new one will get you off their fee list. This, because it's not so much a "product" fee, it's a "targeted customer" fee. Once levied, they'd have absolutely no motivation for not collecting it, whether with your current productcs, or different ones.
And, don't forget-- this is a "trial" run to see how the targeted population reacts. They're as much gathering data, as they are gathering fees at the moment.
