BT Balance Transfer checks galore?

[AverageJoesCredit]

Just wondering is anyone else seeing an influx of BT offers via checks that can be used with ones checking? Lol, today i received more from Sears, Best Buy and yesterday's was from Well Fargo, a 15 month one. Week before i got my first Penfed checks with which i am using to consolidate 3 cards into 1 payment. Im sure with my debt im a prime candidate but it sure is nice to have these options . Especially being able to go into checking, my preferred method of BT .  

[SoCalGardener]

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@AverageJoesCredit wrote:

Just wondering is anyone else seeing an influx of BT offers via checks that can be used with ones checking?

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Me! Me! *waves*

What's ridiculous is that I've received duplicates and triplicates of the exact SAME OFFERS, for example, one from Citi that came in today's mail is exactly like one I got a few days ago. Ditto for BofA and Discover and... *scratching my head*... well, someone else I can't think of.

Some of the offers are pretty enticing. The BofA offer has two choices: 0% for 18 months or 0.99% for 21 months; each has a 3% fee. Mine all have 0% choices, but I think they also all have a fee (2-3%). I don't have anything expiring soon, or I'd play my favorite game: Balance Transfer Bingo!

[wingennis]

I'm getting so many from PenFed and Citi that my shredder is in the corner crying.

[gingerflower]

Yes! and Yes...Well fargo, Nfcu, NASA fcu, Alliant fcu, Barclay, Chase, Penfed, Elan financial, Discover, Citi all 4 accounts with BT. Keep them coming Lol 😃 

[Benzman]

They must not like my address. I never get any mailed BT checks, but do have offers online from PNC, Discover, Cap One, Citi, and Huntington.

I also don't belong to any CUs, so that explains a lot.

[tcbofade]

Sadly, NFCU has ignored DW and myself this year... but that's OK.

We've got four offers from PenFed and we're planning to use three of them.

Also have checks from Citi, Commerce, Barclays, and someone else sitting on my desk that we're not going to use...

It's better to have them and not need them than it is to need them and not have them!

[CreditInspired]

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@AverageJoesCredit wrote:

Just wondering is anyone else seeing an influx of BT offers via checks that can be used with ones checking? Lol, today i received more from Sears, Best Buy and yesterday's was from Well Fargo, a 15 month one. Week before i got my first Penfed checks with which i am using to consolidate 3 cards into 1 payment. Im sure with my debt im a prime candidate but it sure is nice to have these options . Especially being able to go into checking, my preferred method of BT .  

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Hey there @AverageJoesCredit 

Not only am I super jealous--needless to say it's been years since I've received a BT check--I'm super excited for you. WTG!!!

[CreditInspired]

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@wingennis wrote:

I'm getting so many from PenFed and Citi that my shredder is in the corner crying.

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🤣😂 Good one

[CreditInspired]

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@SoCalGardener wrote:

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@AverageJoesCredit wrote:

Just wondering is anyone else seeing an influx of BT offers via checks that can be used with ones checking?

---

Me! Me! *waves*

What's ridiculous is that I've received duplicates and triplicates of the exact SAME OFFERS, for example, one from Citi that came in today's mail is exactly like one I got a few days ago. Ditto for BofA and Discover and... *scratching my head*... well, someone else I can't think of.

Some of the offers are pretty enticing. The BofA offer has two choices: 0% for 18 months or 0.99% for 21 months; each has a 3% fee. Mine all have 0% choices, but I think they also all have a fee (2-3%). I don't have anything expiring soon, or I'd play my favorite game: Balance Transfer Bingo!

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No soup (BT) for me 😭

KUDOS to you!!

[CreditInspired]

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@tcbofade wrote:

Sadly, NFCU has ignored DW and myself this year... but that's OK.

We've got four offers from PenFed and we're planning to use three of them.

Also have checks from Citi, Commerce, Barclays, and someone else sitting on my desk that we're not going to use...

It's better to have them and not need them than it is to need them and not have them!

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