BT checks

[elim]

can you pay off a USAA car loan with a 0% BT check from another lender?

[Anonymous]

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@elim wrote:

can you pay off a USAA car loan with a 0% BT check from another lender?

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Yes

[Anonymous]

But I would only do it if the amount is small and you know you will be able to pay it off before the 0% goes away.

[elim]

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@Anonymous wrote:

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@elim wrote:

can you pay off a USAA car loan with a 0% BT check from another lender?

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Yes

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  Thank You!

[elim]

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@Anonymous wrote:

But I would only do it if the amount is small and you know you will be able to pay it off before the 0% goes away.

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  I got a big raise Monday so i'm bringing my "never pay interest" methodology over to my auto loan. lol

  i will be sure to pay it off... would it be better to make the check to me? or to the lender?

  thanks again

[Anonymous]

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@elim wrote:

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@Anonymous wrote:

But I would only do it if the amount is small and you know you will be able to pay it off before the 0% goes away.

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  I got a big raise Monday so i'm bringing my "never pay interest" methodology over to my auto loan. lol

  i will be sure to pay it off... would it be better to make the check to me? or to the lender?

  thanks again

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Congrats on the raise! I've never done anything quite what you are going to do but I would think the check should go to USAA.

[takeshi74]

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@elim wrote:

can you pay off a USAA car loan with a 0% BT check from another lender?

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Your checks come with terms so definitely read them.  Your answer will be contained in those terms.

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@elim wrote:

would it be better to make the check to me? or to the lender?

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Doesn't really matter.  The amount will be treated the same either way.  Making it to yourself adds an extra step.

[Anonymous]

I just wrote a balance transfer check to myself for 25,000. Write it to yourself and then pay it off. There's usually a 5-10 day hold, so it's better that way