cancel
Showing results for 
Search instead for 
Did you mean: 

Backdating AMEX BCE??

tag
Hcontreras
Frequent Contributor

Backdating AMEX BCE??

I've just been approved for the Amex BCE Literally about 30 minutes ago....I've had an AMEX corporate card through my job with my name on it since Aug 2012. Will Amex backdate my new BCE to 2012?

In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 1 of 33
32 REPLIES 32
CreditRookie22
Contributor

Re: Backdating AMEX BCE??

Some ppl have been able to do it with a corporate acct, but ymmv. Try it!!
Message 2 of 33
Transmogrifying_Bee
Frequent Contributor

Re: Backdating AMEX BCE??

CONGRATULATIONS on your approval!  And Good Luck on your initial CL, and on future CLI's!

As to Amex back dating, I've read many times in this Forum that backdating your consumer card from a previous or existing Amex business card is NOT possible. However,as CreditRookie22 just commented, there have been reports to the contrary!  I hope you fit into this second category!  Again, good luck!

FICO Score 8: EQ 823 EX 817 TU 825 **** VantageScore 4.0: 825 **** VantageScore 3.0: EQ 823 EX 826 TU 825
TOTAL CL (6 cards): $141.0K **** INQUIRIES 2 yrs (1 yr): EQ 0(1) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 840+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 25.0K || Discover it 14.5K **** CLOSED 7 cards **** GARDENING since 9-26-2014
Message 3 of 33
takeshi74
Senior Contributor

Re: Backdating AMEX BCE??


@Hcontreras wrote:

I've had an AMEX corporate card through my job with my name on it since Aug 2012. Will Amex backdate my new BCE to 2012?


Based on policy?  No.  Even if you had a business AmEx that you opened yourself (not issued through your company) business and personal MSD's are separate.

Message 4 of 33
Hcontreras
Frequent Contributor

Re: Backdating AMEX BCE??

Ok cool. Thanks.
In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 5 of 33
dilettante
Established Contributor

Re: Backdating AMEX BCE??


@CreditRookie22 wrote:
Some ppl have been able to do it with a corporate acct, but ymmv. Try it!!

YMMV will also depend on the CSR. DH had a corporate account from '97 which is now closed, he's an AU on my Plat card, I asked 1st time and was told "no, not with corporate accounts". When calling for another reason, asked different CSR about it and was told they needed to speak to him in order to process (DH hates talking to CSR's, so went nowhere). Just recently on another call for something else, asked the CSR about backdating and gave DH's old account number and MSD - next day his Plat showed up with backdate and shows backdate online as well.

 

Good Luck!

Message 6 of 33
Hcontreras
Frequent Contributor

Re: Backdating AMEX BCE??

Very interesting! Thanks for the info!
In my wallet: AMEX BCE $18k | AMEX ED $19.5k | AMEX EDP $10k | AMEX BCEP $10k | HEFCU $10k | Discover it $8.8k | Capital One QS $9k | Chase Freedom $4.5k | Walmart $3,200 | JCrew $2,350 | Chase Slate (AU) $22k.
Now in the garden...
Current FICO Scores: 783 (EX) | 766 (EQ) | 764 (TU)
Message 7 of 33
yudeology101
Senior Contributor

Re: Backdating AMEX BCE??


@dilettante wrote:

@CreditRookie22 wrote:
Some ppl have been able to do it with a corporate acct, but ymmv. Try it!!

YMMV will also depend on the CSR. DH had a corporate account from '97 which is now closed, he's an AU on my Plat card, I asked 1st time and was told "no, not with corporate accounts". When calling for another reason, asked different CSR about it and was told they needed to speak to him in order to process (DH hates talking to CSR's, so went nowhere). Just recently on another call for something else, asked the CSR about backdating and gave DH's old account number and MSD - next day his Plat showed up with backdate and shows backdate online as well.

 

Good Luck!


Wow, although it's a YMMV situation i guess it is possible?  I've done some research on this before and this gotta be one of the first successful backdating from corporate to personal. 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 8 of 33
dilettante
Established Contributor

Re: Backdating AMEX BCE??


@yudeology101 wrote:

@dilettante wrote:

@CreditRookie22 wrote:
Some ppl have been able to do it with a corporate acct, but ymmv. Try it!!

YMMV will also depend on the CSR. DH had a corporate account from '97 which is now closed, he's an AU on my Plat card, I asked 1st time and was told "no, not with corporate accounts". When calling for another reason, asked different CSR about it and was told they needed to speak to him in order to process (DH hates talking to CSR's, so went nowhere). Just recently on another call for something else, asked the CSR about backdating and gave DH's old account number and MSD - next day his Plat showed up with backdate and shows backdate online as well.

 

Good Luck!


Wow, although it's a YMMV situation i guess it is possible?  I've done some research on this before and this gotta be one of the first successful backdating from corporate to personal. 


The only thing consistent is how CSR's I've spoken to are so inconsistent with their answers and what they will do for you. I sometimes ask the same questions to different CSR's on legitmate calls for other things to just see how inconsistent they are! My way of having fun.Smiley Happy

Message 9 of 33
yudeology101
Senior Contributor

Re: Backdating AMEX BCE??


@dilettante wrote:

@yudeology101 wrote:

@dilettante wrote:

@CreditRookie22 wrote:
Some ppl have been able to do it with a corporate acct, but ymmv. Try it!!

YMMV will also depend on the CSR. DH had a corporate account from '97 which is now closed, he's an AU on my Plat card, I asked 1st time and was told "no, not with corporate accounts". When calling for another reason, asked different CSR about it and was told they needed to speak to him in order to process (DH hates talking to CSR's, so went nowhere). Just recently on another call for something else, asked the CSR about backdating and gave DH's old account number and MSD - next day his Plat showed up with backdate and shows backdate online as well.

 

Good Luck!


Wow, although it's a YMMV situation i guess it is possible?  I've done some research on this before and this gotta be one of the first successful backdating from corporate to personal. 


The only thing consistent is how CSR's I've spoken to are so inconsistent with their answers and what they will do for you. I sometimes ask the same questions to different CSR's on legitmate calls for other things to just see how inconsistent they are! My way of having fun.Smiley Happy


Oh absolutely!  I learned my lesson a long time ago w/ your above statement, so that's why i never take "no" for an answer and always trying calling at least 5+ times and talk to different CSRs! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 10 of 33
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.