Backdating Question - myFICO® Forums - 3604673

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My Mom has a 1990 Green Charge - Closed in 2012

She wants to reopen and backdate...

can she open any product? (delta, bce, prg) OR Does she have to reopen the GREEN?

All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

Lines of Credit:
Personal Loan:

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 1 of 6

5 REPLIES 5

Any product

Message 2 of 6

@sccredit wrote:
Any product

I should specify any AMEX product issued by Centurion Bank

Message 3 of 6

Don't use the word backdate with CSR tell them you want your original Member Since Date MSD

Message 4 of 6

What is "MSD "

All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

Lines of Credit:
Personal Loan:

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 5 of 6

@JTC403 wrote:
What is "MSD "

Member. Since. Date.

Message 6 of 6