WHAT SCORE RANGE IS NEEDED TO GET THE AMEX BLUE OR ANY AMEX CARD GENERALLY

[Anonymous]

Hello again to my myFICO community,

Hope everybody had a fun a safe HAPPY HALLOWEEN last night with your families. SO two days ago I was approved for the DISCOVER IT CHROME CARD with a EX770 FICO for a $3,000 limit. If any of you read my earlier thread about the app and approval process you already know just EXTATIC I was. ("running through the parking lot")haha. Anyways, to the point of my question, I am now really interested in apping for an AMEX BLUE CASH CARD. I would greatly appreciate any and all info in my making this decision. Also, if anybody thinks I should app for a different AMEX card I would love to hear about that aswell. I don't wanna waste a precious HP for no reason.

My scores are as follows:

EQ716 FICO TU707 FICO EX660 FICO TU674 CK _-_TU714 BARCLAYCARD FICO (I BELIEVE BARCLAY GIVES US OUR TU FICO SCORE)

Thanks Again

[KneelBeforeZod]

You should have no problem getting approved with those scores. I do like my EveryDay card. Good luck!

[Anonymous]

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@Anonymous wrote:

Hello again to my myFICO community,

Hope everybody had a fun a safe HAPPY HALLOWEEN last night with your families. SO two days ago I was approved for the DISCOVER IT CHROME CARD with a EX770 FICO for a $3,000 limit. If any of you read my earlier thread about the app and approval process you already know just EXTATIC I was. ("running through the parking lot")haha. Anyways, to the point of my question, I am now really interested in apping for an AMEX BLUE CASH CARD. I would greatly appreciate any and all info in my making this decision. Also, if anybody thinks I should app for a different AMEX card I would love to hear about that aswell. I don't wanna waste a precious HP for no reason.

My scores are as follows:

EQ716 FICO TU707 FICO EX660 FICO TU674 CK _-_TU714 BARCLAYCARD FICO (I BELIEVE BARCLAY GIVES US OUR TU FICO SCORE)

Thanks Again

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EX is kinda low.

[AvadaKedavra]

With your EX being 660 you're borderline on approval. I would say it depends on how thick your CR is what baddies you may have (if any) and what your income is.

Edit: I'm confused. You said you were approved for Discover with an EX770 FICO but then your current FICO for EX is 660? Am I reading this wrong?

[Anonymous]

Edit: Didn't realize how low the EX was compared to the others.

Just for reference, back in August i was denied the Blue Sky with an EX of 654 but approved for the Chase Freedom around the same time (i know they pull different reports).

I would hold off until your EX is reporting higher, or you can try for a co-branded card (Delta Skymiles is suppose to be the easiest) or go for a charge card which you might be approved for.

I was recently approved (last sunday) for the EDP with an EX of 727.

Goodluck! 

[psm]

They primarily pull Experian right? Is it INQ or new accounts Amex is real sensitive about. I forget.

[Anonymous]

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@psm wrote:
They primarily pull Experian right? Is it INQ or new accounts Amex is real sensitive about. I forget.

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Primarily.

They've been known to triple pull on very borderline stuff.

[mongstradamus]

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@Anonymous wrote:

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@psm wrote:
They primarily pull Experian right? Is it INQ or new accounts Amex is real sensitive about. I forget.

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Primarily.

They've been known to triple pull on very borderline stuff.

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They usually pull Experian but they have some internal scoring model. So its not exactly an ex08.

[Anonymous]

First, Thanks for your response.

***I appreciate you bringing that typo to my attention. I meant to type EQ707*** HOWEVER, after reading your response I took a second look and realized I made a bigger mistake as my DISCOVER approval was pulled from EQ with a 725FICO. Thanks for bringing that to my attention.

I've read about a few people being approved for an AMEX with mid 600's, multiple inq's and a few baddies. I know there are many more variables this equation, however im really looking for general answers BUT WOULD LOVE SPECIFIC INFO from anyboby.

Thanks again

[Anonymous]

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@Anonymous wrote:

First, Thanks for your response.

***I appreciate you bringing that typo to my attention. I meant to type EQ707*** HOWEVER, after reading your response I took a second look and realized I made a bigger mistake as my DISCOVER approval was pulled from EQ with a 725FICO. Thanks for bringing that to my attention.

I've read about a few people being approved for an AMEX with mid 600's, multiple inq's and a few baddies. I know there are many more variables this equation, however im really looking for general answers BUT WOULD LOVE SPECIFIC INFO from anyboby.

Thanks again

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Well since you asked..