Reducing monthly interest from almost $1,000 to around $200 has greatly increased my rate of paying down the total. I let the balances sit on high interest credit cards for years and made very little progress. I've reduced the total by around 15k over the last two years, and it would have been about 8k more if not for the new AC. I've got a paydown plan, if I can get through two years with no major unexpected expenses I should have the balances almost paid off.
Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 40 years, open: 30 years; AAoA: 14 years
Amex Gold, Amex Blue, Amex ED, Amex Delta Blue, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA, Sync Lowes, total CL 203k
