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Balance question...

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Kennie02
Frequent Contributor

Balance question...

I want my new CL to report on my JCrew. If I make a purchase with my card, do I need the balance to report in order to generate a statement? Or can I PIF before the statement?

NFCU cash $25k | BofA Custom Cash $25k | Amex BCP $18k| Costco Anywhere $14.5k | Apple Card $5.25k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $3.5k | Citi DC $3.5k | Citi AA Mile Up $3.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $2.5k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 8/16/22
Starting score 09/2013: 530 Current FICO 8:
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Message 1 of 5
4 REPLIES 4
Membersince2013
Valued Contributor

Re: Balance question...

You can pay in full. The statement will still be generated and it will show 0 balance.
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Message 2 of 5
Kennie02
Frequent Contributor

Re: Balance question...


@Membersince2013 wrote:
You can pay in full. The statement will still be generated and it will show 0 balance.

Perfect! thanks for your quick response! Smiley Happy

NFCU cash $25k | BofA Custom Cash $25k | Amex BCP $18k| Costco Anywhere $14.5k | Apple Card $5.25k | Cap One QS $4.5k | Sephora Visa $4k | Discover It $3.5k | Citi DC $3.5k | Citi AA Mile Up $3.1k | Chase Amazon $3k | Amex ED $3k | Chase IHG $3k | Chase Freedom Unlimited $2.5k | Chase Freedom $2.5k | Citi Rewards $2k | Last HP 8/16/22
Starting score 09/2013: 530 Current FICO 8:
Credit Age:
New Accounts:
Inq (6/12/24M):
Message 3 of 5
Creditaddict
Legendary Contributor

Re: Balance question...


@Kennie02 wrote:

I want my new CL to report on my JCrew. If I make a purchase with my card, do I need the balance to report in order to generate a statement? Or can I PIF before the statement?


I let a balance show (small)

 

Message 4 of 5
Jarnog
Frequent Contributor

Re: Balance question...

Actually, I believe you have to let some balance show for a statement to generate.

 

My DW got the card Jan of this year, we made initial purchases and had it paid off by March.  From March until a month ago no statement generated.

 

She was still able to go from $250 initial to $4250 with the call in method mentioned by CA, but no statement showed for those months with a 0 balance.

Message 5 of 5
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