@Anonymous wrote:So myfico is the real fico and not fako? If it is I will just sign up for it. When I was considering I read that people were saying their scores were not updating or something of that nature.
Yeah, myFico is the real Fico score. It's a paid service, so I sure hope it doesn't stop updating! 
Thank you I'm going to sign up now.
@Anonymous wrote:
@Anonymous wrote:So myfico is the real fico and not fako? If it is I will just sign up for it. When I was considering I read that people were saying their scores were not updating or something of that nature.
Yeah, myFico is the real Fico score. It's a paid service, so I sure hope it doesn't stop updating!
@Anonymous wrote:
@Anonymous wrote:I am getting my 3 scores monthly from another company which I was told today was a fako and I get my TU from Barclay which has always been accurate for me. Where can I get the actual fico scores from for all 3 bureaus?
I probably am obsessing over my scores a bit because I would like to purchase my first home in the Spring so I have to figure out a steady balance.
I personally just gave up and started shelling out $20 a month for the three-credit-bureau monitoring on MyFico. But I think you can get most/all of the credit bureau Fico scores if you have the right CCs. Such as Barclay, Discover, etc.
Since you were pulling a FAKO, there's a good chance your scores weren't as negatively impacted...or more negatively impacted. I was using a FAKO Experian for over one year before realizing that it wasn't the same as Fico. Which was a bummer becuase I started to do stupid things like attempt to close certain credit cards to raise my AAoA (which works with some FAKO scores), not realizing that this has no effect on my actual Fico score.
Thank goodness your realized that the fako scores suck. I wish mine were real. My credit karma score is 761. Nice. 
. Real fico. 701. 
@taxi818 wrote:Thank goodness your realized that the fako scores suck. I wish mine were real. My credit karma score is 761. Nice.
Look at it as the glass half full. 700+ is a very good place to be!
@MarineVietVet wrote:
@taxi818 wrote:Thank goodness your realized that the fako scores suck. I wish mine were real. My credit karma score is 761. Nice.
Look at it as the glass half full. 700+ is a very good place to be!
So true. A year ago. Was I the 500 club.